Suburb overview
Ayr is a regional centre in Queensland, Australia, with a population of approximately 8,603, making it a smaller community. Located approximately 1048 km from the Brisbane CBD, Ayr is a regional area in Queensland. The median household income is $64,792 per year.
Location
Key indicators
Postcode
4807
Postcode for Ayr, from a community postcode dataset cross-checked against Australia Post. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →
Population
8,603
Usual resident population at the most recent census.
Median weekly rent
$400/wk
Median weekly rent — as at Mar 2026, Residential Tenancies Authority (Qld) (CC BY 4.0).
Distance to CBD
1048 km
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Housing
Median monthly mortgage
$1,213/mo
Monthly median mortgage repayment for households currently paying off a mortgage.
Home type
73% houses
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Why people like living in Ayr
- Regional location about 1048 km from Brisbane.
- Country-town feel with lower density and slower pace of life.
Who Ayr suits
Pros and cons
Pros
- Rent sits within an affordable share of local incomes, supporting tenant demand.
- Mortgage costs are lower than the Queensland median, improving cash-flow margins.
- Lower purchase prices and more land for the money.
Cons
- Long distance to the CBD (1048 km) — plan for commute time or local employment.
- Traffic can build during peak hours, especially on arterial roads.
Investment insight
Ayr's population of 8,603 sits 57% above the Queensland suburb median of 5,474, giving it a wider tenant and buyer catchment than the average QLD locality. Ayr's median household income of $64,792/year is 28% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $400/week (as at Mar 2026, Residential Tenancies Authority (Qld)) equates to roughly $1,733/month — about 143% of the $1,213/month median mortgage repayment recorded at the 2021 Census. On those figures rental income covers most or all of the recorded repayment, but repayments on new loans have risen with interest rates since 2021, so re-run the coverage at today's rates before treating this as a cash-flow suburb. Ayr is 1048 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
Investment tip
This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. At the 2021 Census, local rents consumed roughly 18% of household income — a dated but useful sanity check on tenant affordability.
Ayr vs Queensland median
How Ayr stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Ayr sits above the state median; negative means below.
| Metric | Ayr | QLD median | Δ vs state |
|---|---|---|---|
| Population | 8,603 | 5,474 | +57% |
| Median household income | $64,792/yr | $90,298/yr | -28% |
| Median rent (weekly, 2021 Census) | $230 | $385 | -40% |
| Median mortgage (monthly, 2021 Census) | $1,213 | $1,733 | -30% |
| Distance to CBD | 1048 km | 62 km | +1590% |
| Separate houses | 73% | 77% | -4pp |
Investor checklist
Pre-inspection briefing for Ayr — every item is derived from public datasets, with full citations in our data sources page.
- Market depth: 8,603 residents — 157% of the QLD suburb median (5,474).
- Purchasing power: median household income $64,792/year (-28% vs Queensland suburb median of $90,298).
- Cash-flow coverage (2021 Census): $230/week rent (≈ $997/month) covered ~82% of the $1,213/month median mortgage at the 2021 Census — verify against current rents and rates.
- CBD access: 1048 km straight-line from Brisbane (state suburb median 62 km).
- Dwelling mix: 73% separate houses — house-dominant market (vs 77% state median).
- Rate stress-test: budget ~$121/month extra for a 1-percentage-point RBA rate rise on top of the $1,213/month median repayment.
- Tenant rent burden: 18% of the median household income is spent on rent — comfortably affordable.
Investment strategy
Limited buy-and-hold upside: household incomes 28% below the QLD median ($64,792 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Moderate rental coverage at the 2021 Census: rent of $230/week covered 82% of a $1,213/month mortgage, a $216/month gap bridged with equity, depreciation and tax benefits. Re-check with current rents and rates before committing.
With 73% houses in a 8,603-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Risk factors
- Interest-rate sensitivity: the $1,213/month median mortgage in Ayr means a 1-percentage-point RBA rate rise could add roughly $121/month to repayments, reducing buyer borrowing capacity and cooling prices.
- Income vulnerability: household incomes in Ayr are 28% below the Queensland median ($64,792 vs $90,298), which tends to compress rent growth and increases exposure to local unemployment shocks.
- Commute distance: at 1048 km from the nearest CBD, Ayr depends on local employment rather than city-driven commuter demand, which amplifies the market's sensitivity to regional industry slowdowns.
- Regulatory risk: changes to Australian tax settings (negative gearing, CGT discount, foreign-buyer surcharges, land-tax thresholds) could reshape after-tax returns in Ayr regardless of local market conditions.
- Market cycle risk: property markets are cyclical, so stress-test your projections in Ayr with a 10–15% price pullback scenario before committing capital — returns to date are not a guarantee of future performance.
Run the numbers on a Ayr property
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Start your journey near Ayr →2026 outlook
Capital-growth expectations for Ayr are modest for 2026 — incomes 28% below the QLD median of $90,298 suggest gains will lag headline metro markets. At the 2021 Census, rental coverage ran at ~82% of the typical mortgage ($997/month rent vs $1,213/month repayment), keeping cash flow in positive or near-neutral territory. Verify against current rents and rates. Overall investor sentiment for Ayr is cautious heading into the second half of 2026, based on its income, rent and mortgage profile relative to the Queensland median.
Frequently asked questions
Is Ayr a good suburb for investment?
Whether Ayr suits you depends on your strategy, but the fundamentals are concrete: a population of 8,603, a median household income of $64,792/year and median weekly rent of $230. Weigh those against your goal — cash flow, capital growth, or a value-add renovation — each of which we break down with suburb-specific ABS numbers elsewhere on this page.
What drives property demand in Ayr?
The main demand drivers in Ayr are a median household income of $64,792/year, a dwelling mix that is 73% separate houses. Together these shape both owner-occupier and tenant demand.
What is the population of Ayr?
Ayr has a usual resident population of approximately 8,603, compared with a Queensland suburb median of 5,474 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
How far is Ayr from the Brisbane CBD?
Ayr sits 1048 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
What is the median rent in Ayr?
The median weekly rent in Ayr is $400 (as at Mar 2026, Residential Tenancies Authority (Qld)), equating to approximately $20,800/year in gross rental income. Confirm against current listings on realestate.com.au and Domain before making an offer.
What is the typical mortgage repayment in Ayr?
The median monthly mortgage repayment in Ayr is $1,213, or approximately $14,556/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Is Ayr cash-flow positive for investors?
A median weekly rent of $230 works out to $997/month, covering 82% of the median mortgage repayment of $1,213/month. That leaves a $216/month shortfall (around $2,592/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
What are the main risks of investing in Ayr?
The main risks are interest-rate sensitivity on the $1,213 median mortgage, below-median household incomes ($64,792 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
How we built this Ayr profile
The population figure on this page comes from the ABS 2021 Census. The postcode comes from a community postcode dataset cross-checked against Australia Post. The dwelling mix is from the ABS 2021 Census. The median household income is the ABS 2021 Census median weekly household income, annualised. Distance to the CBD is calculated from the suburb's ABS centroid. The Census median rent and mortgage figures are 2021 figures and are labelled as such wherever they appear — they are five years old and have moved substantially since. The current median weekly rent in Key indicators is a genuine recent figure from Residential Tenancies Authority (Qld) (Mar 2026), published under a Creative Commons licence and dated on the page. We do not publish an investment score or school/park counts for this suburb. See our methodology and data sources for exactly what's measured and what's estimated.