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Suburb Insights · QLD 4507

Bellara, QLD 4507 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Bellara is a regional centre in Queensland, Australia, with a population of approximately 3,278, making it a boutique locality. Located approximately 47 km from the Brisbane CBD, Bellara is a regional area in Queensland. The median household income is $45,968 per year.

Investment Score

41 / 100 Moderate

Household earnings in Bellara are below the state average, which may affect long-term capital growth. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Brisbane
Bellara
Queensland · 4507
47 km from Brisbane CBD
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Key Indicators

Postcode
4507

Official Australia Post postcode for Bellara. A postcode may cover multiple suburbs.

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Population
3,278

Usual resident population at the most recent census.

Median weekly rent
$320/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$45,968/yr

Annual median household income (before tax) across all households.

Distance to CBD
47 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,394/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
59% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Bellara

Who Bellara Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Solid transport links into employment hubs.
  • Lower purchase prices and more land for the money.

Cons

  • Rent-to-income ratio is above comfortable thresholds — watch tenant affordability.
  • Long distance to the CBD (47 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Bellara is a smaller community of 3,278 — about 60% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Bellara's median household income of $45,968/year is 49% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $320 equates to $1,387/month — about 99% of the median mortgage repayment of $1,394/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 47 km from Brisbane, Bellara is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 59% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 36% of household income — a useful sanity check on tenant affordability.

Bellara vs Queensland Median

How Bellara stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Bellara sits above the state median; negative means below.

MetricBellaraQLD medianΔ vs state
Population3,2785,474-40%
Median household income$45,968/yr$90,298/yr-49%
Median rent (weekly)$320$385-17%
Median mortgage (monthly)$1,394$1,733-20%
Distance to CBD47 km62 km-24%
Separate houses59%77%-18pp

Investor Checklist

Pre-inspection briefing for Bellara — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 49% below the QLD median ($45,968 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $320/week (~$1,387/month) covers 99% of the $1,394/month median mortgage repayment, so the shortfall sits at just $7/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 59% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Bellara property

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30-year projections for Bellara

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Bellara are modest for 2026 — incomes 49% below the QLD median of $90,298 and a population of 3,278 suggest gains will lag headline metro markets. Rental coverage runs at ~99% of the typical mortgage ($1,387/month rent vs $1,394/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 41/100 places Bellara in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Bellara a good suburb for investment?

Bellara scores 41/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 3,278, median household income of $45,968/year and median weekly rent of $320. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Bellara?

The main demand drivers in Bellara are a median household income of $45,968/year, a dwelling mix that is 59% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Bellara?

Bellara has a usual resident population of approximately 3,278, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Bellara from the Brisbane CBD?

Bellara sits 47 km straight-line from the Brisbane CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Bellara?

The most recent census recorded a median weekly rent of $320 in Bellara, equating to approximately $16,640/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Bellara?

The median monthly mortgage repayment in Bellara is $1,394, or approximately $16,728/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Bellara cash-flow positive for investors?

A median weekly rent of $320 works out to $1,387/month, covering 99% of the median mortgage repayment of $1,394/month. That leaves a $7/month shortfall (around $84/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Bellara?

The main risks are a thin buyer pool (3,278 residents), interest-rate sensitivity on the $1,394 median mortgage, below-median household incomes ($45,968 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Bellara profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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