Suburb overview
Bellara is a regional centre in Queensland, Australia, with a population of approximately 3,278, making it a boutique locality. Located approximately 47 km from the Brisbane CBD, Bellara is a regional area in Queensland. The median household income is $45,968 per year.
Location
Key indicators
Postcode
4507
Postcode for Bellara, from a community postcode dataset cross-checked against Australia Post. A postcode may cover multiple suburbs.
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Population
3,278
Usual resident population at the most recent census.
Median weekly rent
$500/wk
Median weekly rent — as at Mar 2026, Residential Tenancies Authority (Qld) (CC BY 4.0).
Distance to CBD
47 km
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Housing
Median monthly mortgage
$1,394/mo
Monthly median mortgage repayment for households currently paying off a mortgage.
Home type
59% houses
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Why people like living in Bellara
- Regional location about 47 km from Brisbane.
- Country-town feel with lower density and slower pace of life.
Who Bellara suits
Pros and cons
Pros
- Mortgage costs are lower than the Queensland median, improving cash-flow margins.
- Lower purchase prices and more land for the money.
- Established infrastructure and existing community base.
Cons
- Rent-to-income ratio is above comfortable thresholds — watch tenant affordability.
- Long distance to the CBD (47 km) — plan for commute time or local employment.
Investment insight
Bellara is a smaller community of 3,278 — about 60% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Bellara's median household income of $45,968/year is 49% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $500/week (as at Mar 2026, Residential Tenancies Authority (Qld)) equates to roughly $2,167/month — about 155% of the $1,394/month median mortgage repayment recorded at the 2021 Census. On those figures rental income covers most or all of the recorded repayment, but repayments on new loans have risen with interest rates since 2021, so re-run the coverage at today's rates before treating this as a cash-flow suburb. At 47 km from Brisbane, Bellara is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 59% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
Investment tip
Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. At the 2021 Census, local rents consumed roughly 36% of household income — a dated but useful sanity check on tenant affordability.
Bellara vs Queensland median
How Bellara stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Bellara sits above the state median; negative means below.
| Metric | Bellara | QLD median | Δ vs state |
|---|---|---|---|
| Population | 3,278 | 5,474 | -40% |
| Median household income | $45,968/yr | $90,298/yr | -49% |
| Median rent (weekly, 2021 Census) | $320 | $385 | -17% |
| Median mortgage (monthly, 2021 Census) | $1,394 | $1,733 | -20% |
| Distance to CBD | 47 km | 62 km | -24% |
| Separate houses | 59% | 77% | -18pp |
Investor checklist
Pre-inspection briefing for Bellara — every item is derived from public datasets, with full citations in our data sources page.
- Market depth: 3,278 residents — 60% of the QLD suburb median (5,474).
- Purchasing power: median household income $45,968/year (-49% vs Queensland suburb median of $90,298).
- Cash-flow coverage (2021 Census): $320/week rent (≈ $1,387/month) covered ~99% of the $1,394/month median mortgage at the 2021 Census — verify against current rents and rates.
- CBD access: 47 km straight-line from Brisbane (state suburb median 62 km).
- Dwelling mix: 59% separate houses — mixed market (vs 77% state median).
- Rate stress-test: budget ~$139/month extra for a 1-percentage-point RBA rate rise on top of the $1,394/month median repayment.
- Tenant rent burden: 36% of the median household income is spent on rent — above the 30% stress threshold.
Investment strategy
Limited buy-and-hold upside: household incomes 49% below the QLD median ($45,968 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Strong rental coverage at the 2021 Census: $320/week (~$1,387/month) covered 99% of the $1,394/month median mortgage, a shortfall of just $7/month. Both rents and repayments have moved since 2021 — verify current figures, though this suburb has historically leaned cash-flow-friendly.
Only 59% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Risk factors
- Interest-rate sensitivity: the $1,394/month median mortgage in Bellara means a 1-percentage-point RBA rate rise could add roughly $139/month to repayments, reducing buyer borrowing capacity and cooling prices.
- Income vulnerability: household incomes in Bellara are 49% below the Queensland median ($45,968 vs $90,298), which tends to compress rent growth and increases exposure to local unemployment shocks.
- Liquidity risk: with 3,278 residents, Bellara has a thinner pool of buyers and tenants than larger suburbs. Expect longer days-on-market on resale and budget for potential vacancy gaps between tenancies.
- Commute distance: at 47 km from the nearest CBD, Bellara depends on local employment rather than city-driven commuter demand, which amplifies the market's sensitivity to regional industry slowdowns.
- Rental stress (2021 Census): a median rent of $320/week consumed about 36% of the $45,968/year median household income at the Census — past the 30% stress threshold — signalling tenants may resist further rises and vacancy risk lifts in downturns. Both figures have moved since 2021; confirm with current data.
Run the numbers on a Bellara property
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Start your journey near Bellara →2026 outlook
Capital-growth expectations for Bellara are modest for 2026 — incomes 49% below the QLD median of $90,298 and a population of 3,278 suggest gains will lag headline metro markets. At the 2021 Census, rental coverage ran at ~99% of the typical mortgage ($1,387/month rent vs $1,394/month repayment), keeping cash flow in positive or near-neutral territory. Verify against current rents and rates. Overall investor sentiment for Bellara is cautious heading into the second half of 2026, based on its income, rent and mortgage profile relative to the Queensland median.
Frequently asked questions
Is Bellara a good suburb for investment?
Whether Bellara suits you depends on your strategy, but the fundamentals are concrete: a population of 3,278, a median household income of $45,968/year and median weekly rent of $320. Weigh those against your goal — cash flow, capital growth, or a value-add renovation — each of which we break down with suburb-specific ABS numbers elsewhere on this page.
What drives property demand in Bellara?
The main demand drivers in Bellara are a median household income of $45,968/year, a dwelling mix that is 59% separate houses. Together these shape both owner-occupier and tenant demand.
What is the population of Bellara?
Bellara has a usual resident population of approximately 3,278, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
How far is Bellara from the Brisbane CBD?
Bellara sits 47 km straight-line from the Brisbane CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.
What is the median rent in Bellara?
The median weekly rent in Bellara is $500 (as at Mar 2026, Residential Tenancies Authority (Qld)), equating to approximately $26,000/year in gross rental income. Confirm against current listings on realestate.com.au and Domain before making an offer.
What is the typical mortgage repayment in Bellara?
The median monthly mortgage repayment in Bellara is $1,394, or approximately $16,728/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Is Bellara cash-flow positive for investors?
A median weekly rent of $320 works out to $1,387/month, covering 99% of the median mortgage repayment of $1,394/month. That leaves a $7/month shortfall (around $84/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
What are the main risks of investing in Bellara?
The main risks are a thin buyer pool (3,278 residents), interest-rate sensitivity on the $1,394 median mortgage, below-median household incomes ($45,968 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
How we built this Bellara profile
The population figure on this page comes from the ABS 2021 Census. The postcode comes from a community postcode dataset cross-checked against Australia Post. The dwelling mix is from the ABS 2021 Census. The median household income is the ABS 2021 Census median weekly household income, annualised. Distance to the CBD is calculated from the suburb's ABS centroid. The Census median rent and mortgage figures are 2021 figures and are labelled as such wherever they appear — they are five years old and have moved substantially since. The current median weekly rent in Key indicators is a genuine recent figure from Residential Tenancies Authority (Qld) (Mar 2026), published under a Creative Commons licence and dated on the page. We do not publish an investment score or school/park counts for this suburb. See our methodology and data sources for exactly what's measured and what's estimated.