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Suburb Insights · QLD 4818

Bluewater, QLD 4818 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Bluewater is a coastal suburb in Queensland, Australia, with a population of approximately 1,085, making it a boutique locality. Located approximately 1137 km from the Brisbane CBD, Bluewater is a coastal area in Queensland. The median household income is $98,332 per year.

Investment Score

50 / 100 Moderate

Bluewater benefits from a high-income resident base, supporting premium property pricing. The coastal setting provides a lifestyle factor that underpins property values.

Location

Brisbane
Bluewater
Queensland · 4818
1137 km from Brisbane CBD
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Key Indicators

Postcode
4818

Official Australia Post postcode for Bluewater. A postcode may cover multiple suburbs.

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Population
1,085

Usual resident population at the most recent census.

Median weekly rent
$320/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$98,332/yr

Annual median household income (before tax) across all households.

Distance to CBD
1137 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,733/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
87% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Bluewater is a smaller community of 1,085 — about 20% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Households here earn $98,332/year on average — 9% above the QLD suburb median of $90,298 — a modest premium that supports resilient owner-occupier demand. Rent of $320/week (80% coverage of the $1,733/month median mortgage) leaves a gap of roughly $346/month that a typical investor bridges with negative gearing, depreciation and capital growth. Bluewater is 1137 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Bluewater vs Queensland Median

How Bluewater stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Bluewater sits above the state median; negative means below.

MetricBluewaterQLD medianΔ vs state
Population1,0855,474-80%
Median household income$98,332/yr$90,298/yr+9%
Median rent (weekly)$320$385-17%
Median mortgage (monthly)$1,733$1,7330%
Distance to CBD1137 km62 km+1734%
Separate houses87%77%+10pp

Investor Checklist

Pre-inspection briefing for Bluewater — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,085 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $320/week covers 80% of a $1,733/month mortgage, leaving a $346/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 87% houses in a 1,085-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Bluewater property

Full Property Analysis

30-year projections for Bluewater

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Bluewater are modest for 2026 — incomes 9% above the QLD median of $90,298 and a population of 1,085 suggest gains will lag headline metro markets. Rental coverage runs at ~80% of the typical mortgage ($1,387/month rent vs $1,733/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 50/100 places Bluewater in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Bluewater a good suburb for investment?

Bluewater scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 1,085, median household income of $98,332/year and median weekly rent of $320. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Bluewater?

The main demand drivers in Bluewater are an above-state-median household income of $98,332/year, a dwelling mix that is 87% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Bluewater?

Bluewater has a usual resident population of approximately 1,085, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Bluewater from the Brisbane CBD?

Bluewater sits 1137 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Bluewater?

The most recent census recorded a median weekly rent of $320 in Bluewater, equating to approximately $16,640/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Bluewater?

The median monthly mortgage repayment in Bluewater is $1,733, or approximately $20,796/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Bluewater cash-flow positive for investors?

A median weekly rent of $320 works out to $1,387/month, covering 80% of the median mortgage repayment of $1,733/month. That leaves a $346/month shortfall (around $4,152/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Bluewater?

The main risks are a thin buyer pool (1,085 residents), interest-rate sensitivity on the $1,733 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Bluewater profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources