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Suburb Insights · QLD 4680

Boyne Island, QLD 4680 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Boyne Island is a regional centre in Queensland, Australia, with a population of approximately 4,835, making it a boutique locality. Located approximately 428 km from the Brisbane CBD, Boyne Island is a regional area in Queensland. The median household income is $97,240 per year.

Investment Score

50 / 100 Moderate

Above-average earnings in Boyne Island support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Brisbane
Boyne Island
Queensland · 4680
428 km from Brisbane CBD
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Key Indicators

Postcode
4680

Official Australia Post postcode for Boyne Island. A postcode may cover multiple suburbs.

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Population
4,835

Usual resident population at the most recent census.

Median weekly rent
$310/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$97,240/yr

Annual median household income (before tax) across all households.

Distance to CBD
428 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$1,733/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
79% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Boyne Island

Who Boyne Island Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsAround 428 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (428 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

4,835 residents places Boyne Island squarely in the middle of the Queensland suburb size distribution (state median 5,474), with market depth comparable to most QLD localities. Households here earn $97,240/year on average — 8% above the QLD suburb median of $90,298 — a modest premium that supports resilient owner-occupier demand. Rent of $310/week (77% coverage of the $1,733/month median mortgage) leaves a gap of roughly $390/month that a typical investor bridges with negative gearing, depreciation and capital growth. Boyne Island is 428 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 17% of household income — a useful sanity check on tenant affordability.

Boyne Island vs Queensland Median

How Boyne Island stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Boyne Island sits above the state median; negative means below.

MetricBoyne IslandQLD medianΔ vs state
Population4,8355,474-12%
Median household income$97,240/yr$90,298/yr+8%
Median rent (weekly)$310$385-19%
Median mortgage (monthly)$1,733$1,7330%
Distance to CBD428 km62 km+590%
Separate houses79%77%+2pp

Investor Checklist

Pre-inspection briefing for Boyne Island — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Boyne Island's 4,835-person market and $97,240 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

⚠️
Rental Yield

Moderate rental coverage: rent of $310/week covers 77% of a $1,733/month mortgage, leaving a $390/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 79% houses in a 4,835-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Boyne Island property

Full Property Analysis

30-year projections for Boyne Island

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Boyne Island are modest for 2026 — incomes 8% above the QLD median of $90,298 and a population of 4,835 suggest gains will lag headline metro markets. Rental coverage runs at ~77% of the typical mortgage ($1,343/month rent vs $1,733/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 50/100 places Boyne Island in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Boyne Island a good suburb for investment?

Boyne Island scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,835, median household income of $97,240/year and median weekly rent of $310. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Boyne Island?

The main demand drivers in Boyne Island are an above-state-median household income of $97,240/year, a dwelling mix that is 79% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Boyne Island?

Boyne Island has a usual resident population of approximately 4,835, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Boyne Island from the Brisbane CBD?

Boyne Island sits 428 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Boyne Island?

The most recent census recorded a median weekly rent of $310 in Boyne Island, equating to approximately $16,120/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Boyne Island?

The median monthly mortgage repayment in Boyne Island is $1,733, or approximately $20,796/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Boyne Island cash-flow positive for investors?

A median weekly rent of $310 works out to $1,343/month, covering 77% of the median mortgage repayment of $1,733/month. That leaves a $390/month shortfall (around $4,680/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Boyne Island?

The main risks are a thin buyer pool (4,835 residents), interest-rate sensitivity on the $1,733 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Boyne Island profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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