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Suburb Insights · QLD 4677

Captain Creek, QLD 4677 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Captain Creek is a regional centre in Queensland, Australia, with a population of approximately 452, making it a boutique locality. Located approximately 376 km from the Brisbane CBD, Captain Creek is a regional area in Queensland. The median household income is $43,524 per year.

Investment Score

26 / 100 Weak

Household earnings in Captain Creek are below the state average, which may affect long-term capital growth. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Brisbane
Captain Creek
Queensland · 4677
376 km from Brisbane CBD
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Key Indicators

Postcode
4677

Official Australia Post postcode for Captain Creek. A postcode may cover multiple suburbs.

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Population
452

Usual resident population at the most recent census.

Median weekly rent
$313/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$43,524/yr

Annual median household income (before tax) across all households.

Distance to CBD
376 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,229/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
68% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Captain Creek is a smaller community of 452 — about 8% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Captain Creek's median household income of $43,524/year is 52% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $313 equates to $1,356/month — about 110% of the median mortgage repayment of $1,229/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Captain Creek is 376 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Captain Creek vs Queensland Median

How Captain Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Captain Creek sits above the state median; negative means below.

MetricCaptain CreekQLD medianΔ vs state
Population4525,474-92%
Median household income$43,524/yr$90,298/yr-52%
Median rent (weekly)$313$385-19%
Median mortgage (monthly)$1,229$1,733-29%
Distance to CBD376 km62 km+506%
Separate houses68%77%-9pp

Investor Checklist

Pre-inspection briefing for Captain Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 452 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $313/week (~$1,356/month) covers 110% of the $1,229/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 68% houses in a 452-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Captain Creek property

Full Property Analysis

30-year projections for Captain Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Captain Creek are modest for 2026 — incomes 52% below the QLD median of $90,298 and a population of 452 suggest gains will lag headline metro markets. Rental coverage runs at ~110% of the typical mortgage ($1,356/month rent vs $1,229/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 26/100 places Captain Creek in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Captain Creek a good suburb for investment?

Captain Creek scores 26/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 452, median household income of $43,524/year and median weekly rent of $313. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Captain Creek?

The main demand drivers in Captain Creek are a median household income of $43,524/year, a dwelling mix that is 68% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Captain Creek?

Captain Creek has a usual resident population of approximately 452, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Captain Creek from the Brisbane CBD?

Captain Creek sits 376 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Captain Creek?

The most recent census recorded a median weekly rent of $313 in Captain Creek, equating to approximately $16,276/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Captain Creek?

The median monthly mortgage repayment in Captain Creek is $1,229, or approximately $14,748/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Captain Creek cash-flow positive for investors?

A median weekly rent of $313 works out to $1,356/month, covering 110% of the median mortgage repayment of $1,229/month. That means rent exceeds the median repayment by roughly $127/month, so on these numbers Captain Creek leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Captain Creek?

The main risks are a thin buyer pool (452 residents), interest-rate sensitivity on the $1,229 median mortgage, below-median household incomes ($43,524 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Captain Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources