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ABS 2021 Census · Updated 21 May 2026
Carters Ridge is a coastal suburb in Queensland, Australia, with a population of approximately 497, making it a boutique locality. Located approximately 116 km from the Brisbane CBD, Carters Ridge is a coastal area in Queensland. The median household income is $71,864 per year.
Lower income levels in Carters Ridge typically translate to more affordable entry points for investors. Seaside positioning attracts both owner-occupiers and holiday rental demand.
Official Australia Post postcode for Carters Ridge. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Carters Ridge on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Carters Ridge is a smaller community of 497 — about 9% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $71,864/year is 20% below the Queensland median of $90,298, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median weekly rent of $330 equates to $1,430/month — about 94% of the median mortgage repayment of $1,517/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Carters Ridge is 116 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Carters Ridge stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Carters Ridge sits above the state median; negative means below.
| Metric | Carters Ridge | QLD median | Δ vs state |
|---|---|---|---|
| Population | 497 | 5,474 | -91% |
| Median household income | $71,864/yr | $90,298/yr | -20% |
| Median rent (weekly) | $330 | $385 | -14% |
| Median mortgage (monthly) | $1,517 | $1,733 | -12% |
| Distance to CBD | 116 km | 62 km | +87% |
| Separate houses | 86% | 77% | +9pp |
Pre-inspection briefing for Carters Ridge — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 497 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Strong rental coverage: $330/week (~$1,430/month) covers 94% of the $1,517/month median mortgage repayment, so the shortfall sits at just $87/month. Investors targeting positive cash flow should shortlist this suburb.
With 86% houses in a 497-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Carters Ridge property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Carters Ridge are modest for 2026 — incomes 20% below the QLD median of $90,298 and a population of 497 suggest gains will lag headline metro markets. Rental coverage runs at ~94% of the typical mortgage ($1,430/month rent vs $1,517/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 39/100 places Carters Ridge in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Carters Ridge scores 39/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 497, median household income of $71,864/year and median weekly rent of $330. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Carters Ridge are a median household income of $71,864/year, a dwelling mix that is 86% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Carters Ridge has a usual resident population of approximately 497, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Carters Ridge sits 116 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $330 in Carters Ridge, equating to approximately $17,160/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Carters Ridge is $1,517, or approximately $18,204/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $330 works out to $1,430/month, covering 94% of the median mortgage repayment of $1,517/month. That leaves a $87/month shortfall (around $1,044/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (497 residents), interest-rate sensitivity on the $1,517 median mortgage, below-median household incomes ($71,864 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.