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Suburb Insights · QLD 4627

Cheltenham, QLD 4627 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cheltenham is a regional centre in Queensland, Australia, with a population of approximately 10, making it a boutique locality. Located approximately 302 km from the Brisbane CBD, Cheltenham is a regional area in Queensland. The median household income is $117,000 per year.

Investment Score

50 / 100 Moderate

Above-average earnings in Cheltenham support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Brisbane
Cheltenham
Queensland · 4627
302 km from Brisbane CBD
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Key Indicators

Postcode
4627

Official Australia Post postcode for Cheltenham. A postcode may cover multiple suburbs.

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Population
10

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$117,000/yr

Annual median household income (before tax) across all households.

Distance to CBD
302 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
N/A

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
33% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cheltenham is a smaller community of 10 — about 0% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $117,000/year runs 30% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Cheltenham is 302 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 33% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Cheltenham vs Queensland Median

How Cheltenham stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Cheltenham sits above the state median; negative means below.

MetricCheltenhamQLD medianΔ vs state
Population105,474-100%
Median household income$117,000/yr$90,298/yr+30%
Distance to CBD302 km62 km+387%
Separate houses33%77%-44pp

Investor Checklist

Pre-inspection briefing for Cheltenham — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 10 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Median rental data was not captured for Cheltenham. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

Renovation / Flip

Only 33% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Cheltenham property

Full Property Analysis

30-year projections for Cheltenham

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Cheltenham are modest for 2026 — incomes 30% above the QLD median of $90,298 and a population of 10 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Cheltenham. The EquitySight investment score of 50/100 places Cheltenham in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Cheltenham a good suburb for investment?

Cheltenham scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 10, median household income of $117,000/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cheltenham?

The main demand drivers in Cheltenham are an above-state-median household income of $117,000/year, a dwelling mix that is 33% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cheltenham?

Cheltenham has a usual resident population of approximately 10, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cheltenham from the Brisbane CBD?

Cheltenham sits 302 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Cheltenham?

A reliable median rent was not captured for Cheltenham. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Cheltenham?

A reliable median mortgage figure was not captured for Cheltenham. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.

Is Cheltenham cash-flow positive for investors?

Census data was not complete enough in Cheltenham to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Cheltenham?

The main risks are a thin buyer pool (10 residents), interest-rate sensitivity, a unit-heavy dwelling mix (33% houses) where body-corporate costs and apartment supply affect resale, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cheltenham profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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