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Suburb Insights · QLD 4570

Coles Creek, QLD 4570 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Coles Creek is a coastal suburb in Queensland, Australia, with a population of approximately 68, making it a boutique locality. Located approximately 127 km from the Brisbane CBD, Coles Creek is a coastal area in Queensland. The median household income is $94,224 per year.

Investment Score

49 / 100 Moderate

Coles Creek benefits from a high-income resident base, supporting premium property pricing. The coastal setting provides a lifestyle factor that underpins property values.

Location

Brisbane
Coles Creek
Queensland · 4570
127 km from Brisbane CBD
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Key Indicators

Postcode
4570

Official Australia Post postcode for Coles Creek. A postcode may cover multiple suburbs.

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Population
68

Usual resident population at the most recent census.

Median weekly rent
$340/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$94,224/yr

Annual median household income (before tax) across all households.

Distance to CBD
127 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,000/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
79% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Coles Creek is a smaller community of 68 — about 1% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $94,224/year, household income in Coles Creek is within 4% of the Queensland median ($90,298), placing the suburb firmly in the state's mainstream demographic band. Rent of $340/week (74% coverage of the $2,000/month median mortgage) leaves a gap of roughly $527/month that a typical investor bridges with negative gearing, depreciation and capital growth. Coles Creek is 127 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Coles Creek vs Queensland Median

How Coles Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Coles Creek sits above the state median; negative means below.

MetricColes CreekQLD medianΔ vs state
Population685,474-99%
Median household income$94,224/yr$90,298/yr+4%
Median rent (weekly)$340$385-12%
Median mortgage (monthly)$2,000$1,733+15%
Distance to CBD127 km62 km+105%
Separate houses79%77%+2pp

Investor Checklist

Pre-inspection briefing for Coles Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 68 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $340/week covers 74% of a $2,000/month mortgage, leaving a $527/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 79% houses in a 68-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Coles Creek property

Full Property Analysis

30-year projections for Coles Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Coles Creek are modest for 2026 — incomes close to the QLD median of $90,298 and a population of 68 suggest gains will lag headline metro markets. Rental coverage runs at ~74% of the typical mortgage ($1,473/month rent vs $2,000/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 49/100 places Coles Creek in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Coles Creek a good suburb for investment?

Coles Creek scores 49/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 68, median household income of $94,224/year and median weekly rent of $340. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Coles Creek?

The main demand drivers in Coles Creek are an above-state-median household income of $94,224/year, a dwelling mix that is 79% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Coles Creek?

Coles Creek has a usual resident population of approximately 68, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Coles Creek from the Brisbane CBD?

Coles Creek sits 127 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Coles Creek?

The most recent census recorded a median weekly rent of $340 in Coles Creek, equating to approximately $17,680/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Coles Creek?

The median monthly mortgage repayment in Coles Creek is $2,000, or approximately $24,000/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Coles Creek cash-flow positive for investors?

A median weekly rent of $340 works out to $1,473/month, covering 74% of the median mortgage repayment of $2,000/month. That leaves a $527/month shortfall (around $6,324/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Coles Creek?

The main risks are a thin buyer pool (68 residents), interest-rate sensitivity on the $2,000 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Coles Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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