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ABS 2021 Census · Updated 21 May 2026
Cooroy is a coastal suburb in Queensland, Australia, with a population of approximately 4,801, making it a boutique locality. Located approximately 116 km from the Brisbane CBD, Cooroy is a coastal area in Queensland. The median household income is $67,028 per year.
Cooroy's income profile suggests a value-oriented market with competitive purchase prices. Seaside positioning attracts both owner-occupiers and holiday rental demand.
Official Australia Post postcode for Cooroy. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Cooroy on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
4,801 residents places Cooroy squarely in the middle of the Queensland suburb size distribution (state median 5,474), with market depth comparable to most QLD localities. Cooroy's median household income of $67,028/year is 26% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $430 equates to $1,863/month — about 108% of the median mortgage repayment of $1,733/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Cooroy is 116 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
Coastal markets benefit from lifestyle appeal but require a buffer for higher insurance and occasional weather-driven vacancies. Local rents consume roughly 33% of household income — a useful sanity check on tenant affordability.
How Cooroy stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Cooroy sits above the state median; negative means below.
| Metric | Cooroy | QLD median | Δ vs state |
|---|---|---|---|
| Population | 4,801 | 5,474 | -12% |
| Median household income | $67,028/yr | $90,298/yr | -26% |
| Median rent (weekly) | $430 | $385 | +12% |
| Median mortgage (monthly) | $1,733 | $1,733 | 0% |
| Distance to CBD | 116 km | 62 km | +87% |
| Separate houses | 82% | 77% | +5pp |
Pre-inspection briefing for Cooroy — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: household incomes 26% below the QLD median ($67,028 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Strong rental coverage: $430/week (~$1,863/month) covers 108% of the $1,733/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.
With 82% houses in a 4,801-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Cooroy property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Cooroy are modest for 2026 — incomes 26% below the QLD median of $90,298 and a population of 4,801 suggest gains will lag headline metro markets. Rental coverage runs at ~108% of the typical mortgage ($1,863/month rent vs $1,733/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 49/100 places Cooroy in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Cooroy scores 49/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,801, median household income of $67,028/year and median weekly rent of $430. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Cooroy are a median household income of $67,028/year, a dwelling mix that is 82% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Cooroy has a usual resident population of approximately 4,801, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Cooroy sits 116 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $430 in Cooroy, equating to approximately $22,360/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Cooroy is $1,733, or approximately $20,796/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $430 works out to $1,863/month, covering 108% of the median mortgage repayment of $1,733/month. That means rent exceeds the median repayment by roughly $130/month, so on these numbers Cooroy leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (4,801 residents), interest-rate sensitivity on the $1,733 median mortgage, below-median household incomes ($67,028 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.