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Suburb Insights · QLD 4565

Cootharaba, QLD 4565 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cootharaba is a coastal suburb in Queensland, Australia, with a population of approximately 866, making it a boutique locality. Located approximately 132 km from the Brisbane CBD, Cootharaba is a coastal area in Queensland. The median household income is $76,180 per year.

Investment Score

42 / 100 Moderate

Moderate income levels in Cootharaba indicate steady rental demand from working households. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Brisbane
Cootharaba
Queensland · 4565
132 km from Brisbane CBD
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Key Indicators

Postcode
4565

Official Australia Post postcode for Cootharaba. A postcode may cover multiple suburbs.

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Population
866

Usual resident population at the most recent census.

Median weekly rent
$365/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$76,180/yr

Annual median household income (before tax) across all households.

Distance to CBD
132 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,863/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
85% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cootharaba is a smaller community of 866 — about 16% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $76,180/year is 16% below the Queensland median of $90,298, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $365/week (85% coverage of the $1,863/month median mortgage) leaves a gap of roughly $281/month that a typical investor bridges with negative gearing, depreciation and capital growth. Cootharaba is 132 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Cootharaba vs Queensland Median

How Cootharaba stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Cootharaba sits above the state median; negative means below.

MetricCootharabaQLD medianΔ vs state
Population8665,474-84%
Median household income$76,180/yr$90,298/yr-16%
Median rent (weekly)$365$385-5%
Median mortgage (monthly)$1,863$1,733+8%
Distance to CBD132 km62 km+113%
Separate houses85%77%+8pp

Investor Checklist

Pre-inspection briefing for Cootharaba — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 866 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $365/week (~$1,582/month) covers 85% of the $1,863/month median mortgage repayment, so the shortfall sits at just $281/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 85% houses in a 866-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Cootharaba property

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30-year projections for Cootharaba

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Cootharaba are modest for 2026 — incomes 16% below the QLD median of $90,298 and a population of 866 suggest gains will lag headline metro markets. Rental coverage runs at ~85% of the typical mortgage ($1,582/month rent vs $1,863/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 42/100 places Cootharaba in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Cootharaba a good suburb for investment?

Cootharaba scores 42/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 866, median household income of $76,180/year and median weekly rent of $365. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cootharaba?

The main demand drivers in Cootharaba are a median household income of $76,180/year, a dwelling mix that is 85% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cootharaba?

Cootharaba has a usual resident population of approximately 866, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cootharaba from the Brisbane CBD?

Cootharaba sits 132 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Cootharaba?

The most recent census recorded a median weekly rent of $365 in Cootharaba, equating to approximately $18,980/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Cootharaba?

The median monthly mortgage repayment in Cootharaba is $1,863, or approximately $22,356/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Cootharaba cash-flow positive for investors?

A median weekly rent of $365 works out to $1,582/month, covering 85% of the median mortgage repayment of $1,863/month. That leaves a $281/month shortfall (around $3,372/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Cootharaba?

The main risks are a thin buyer pool (866 residents), interest-rate sensitivity on the $1,863 median mortgage, below-median household incomes ($76,180 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cootharaba profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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