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Suburb Insights · QLD 4860

Cullinane, QLD 4860 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cullinane is a regional centre in Queensland, Australia, with a population of approximately 551, making it a boutique locality. Located approximately 1320 km from the Brisbane CBD, Cullinane is a regional area in Queensland. The median household income is $64,168 per year.

Investment Score

27 / 100 Weak

Cullinane's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Brisbane
Cullinane
Queensland · 4860
1320 km from Brisbane CBD
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Key Indicators

Postcode
4860

Official Australia Post postcode for Cullinane. A postcode may cover multiple suburbs.

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Population
551

Usual resident population at the most recent census.

Median weekly rent
$250/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$64,168/yr

Annual median household income (before tax) across all households.

Distance to CBD
1320 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,300/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
74% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cullinane is a smaller community of 551 — about 10% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Cullinane's median household income of $64,168/year is 29% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $250/week (83% coverage of the $1,300/month median mortgage) leaves a gap of roughly $217/month that a typical investor bridges with negative gearing, depreciation and capital growth. Cullinane is 1320 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Cullinane vs Queensland Median

How Cullinane stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Cullinane sits above the state median; negative means below.

MetricCullinaneQLD medianΔ vs state
Population5515,474-90%
Median household income$64,168/yr$90,298/yr-29%
Median rent (weekly)$250$385-35%
Median mortgage (monthly)$1,300$1,733-25%
Distance to CBD1320 km62 km+2029%
Separate houses74%77%-3pp

Investor Checklist

Pre-inspection briefing for Cullinane — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 551 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $250/week covers 83% of a $1,300/month mortgage, leaving a $217/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 74% houses in a 551-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Cullinane property

Full Property Analysis

30-year projections for Cullinane

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Cullinane are modest for 2026 — incomes 29% below the QLD median of $90,298 and a population of 551 suggest gains will lag headline metro markets. Rental coverage runs at ~83% of the typical mortgage ($1,083/month rent vs $1,300/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 27/100 places Cullinane in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Cullinane a good suburb for investment?

Cullinane scores 27/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 551, median household income of $64,168/year and median weekly rent of $250. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cullinane?

The main demand drivers in Cullinane are a median household income of $64,168/year, a dwelling mix that is 74% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cullinane?

Cullinane has a usual resident population of approximately 551, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cullinane from the Brisbane CBD?

Cullinane sits 1320 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Cullinane?

The most recent census recorded a median weekly rent of $250 in Cullinane, equating to approximately $13,000/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Cullinane?

The median monthly mortgage repayment in Cullinane is $1,300, or approximately $15,600/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Cullinane cash-flow positive for investors?

A median weekly rent of $250 works out to $1,083/month, covering 83% of the median mortgage repayment of $1,300/month. That leaves a $217/month shortfall (around $2,604/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Cullinane?

The main risks are a thin buyer pool (551 residents), interest-rate sensitivity on the $1,300 median mortgage, below-median household incomes ($64,168 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cullinane profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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