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Suburb Insights · QLD 4816

Cungulla, QLD 4816 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cungulla is a coastal suburb in Queensland, Australia, with a population of approximately 307, making it a boutique locality. Located approximately 1081 km from the Brisbane CBD, Cungulla is a coastal area in Queensland. The median household income is $59,644 per year.

Investment Score

34 / 100 Weak

Lower income levels in Cungulla typically translate to more affordable entry points for investors. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Brisbane
Cungulla
Queensland · 4816
1081 km from Brisbane CBD
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Key Indicators

Postcode
4816

Official Australia Post postcode for Cungulla. A postcode may cover multiple suburbs.

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Population
307

Usual resident population at the most recent census.

Median weekly rent
$245/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$59,644/yr

Annual median household income (before tax) across all households.

Distance to CBD
1081 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,200/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
57% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cungulla is a smaller community of 307 — about 6% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Cungulla's median household income of $59,644/year is 34% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $245/week (89% coverage of the $1,200/month median mortgage) leaves a gap of roughly $138/month that a typical investor bridges with negative gearing, depreciation and capital growth. Cungulla is 1081 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 57% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Cungulla vs Queensland Median

How Cungulla stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Cungulla sits above the state median; negative means below.

MetricCungullaQLD medianΔ vs state
Population3075,474-94%
Median household income$59,644/yr$90,298/yr-34%
Median rent (weekly)$245$385-36%
Median mortgage (monthly)$1,200$1,733-31%
Distance to CBD1081 km62 km+1644%
Separate houses57%77%-20pp

Investor Checklist

Pre-inspection briefing for Cungulla — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 307 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $245/week (~$1,062/month) covers 89% of the $1,200/month median mortgage repayment, so the shortfall sits at just $138/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 57% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Cungulla

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Cungulla are modest for 2026 — incomes 34% below the QLD median of $90,298 and a population of 307 suggest gains will lag headline metro markets. Rental coverage runs at ~89% of the typical mortgage ($1,062/month rent vs $1,200/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 34/100 places Cungulla in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Cungulla a good suburb for investment?

Cungulla scores 34/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 307, median household income of $59,644/year and median weekly rent of $245. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cungulla?

The main demand drivers in Cungulla are a median household income of $59,644/year, a dwelling mix that is 57% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cungulla?

Cungulla has a usual resident population of approximately 307, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cungulla from the Brisbane CBD?

Cungulla sits 1081 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Cungulla?

The most recent census recorded a median weekly rent of $245 in Cungulla, equating to approximately $12,740/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Cungulla?

The median monthly mortgage repayment in Cungulla is $1,200, or approximately $14,400/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Cungulla cash-flow positive for investors?

A median weekly rent of $245 works out to $1,062/month, covering 89% of the median mortgage repayment of $1,200/month. That leaves a $138/month shortfall (around $1,656/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Cungulla?

The main risks are a thin buyer pool (307 residents), interest-rate sensitivity on the $1,200 median mortgage, below-median household incomes ($59,644 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cungulla profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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