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Suburb Insights · QLD 4870

Earlville, QLD 4870 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Earlville is a coastal suburb in Queensland, Australia, with a population of approximately 4,200, making it a boutique locality. Located approximately 1389 km from the Brisbane CBD, Earlville is a coastal area in Queensland. The median household income is $60,632 per year.

Investment Score

42 / 100 Moderate

Household earnings in Earlville are below the state average, which may affect long-term capital growth. The coastal setting provides a lifestyle factor that underpins property values.

Location

Brisbane
Earlville
Queensland · 4870
1389 km from Brisbane CBD
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Key Indicators

Postcode
4870

Official Australia Post postcode for Earlville. A postcode may cover multiple suburbs.

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Population
4,200

Usual resident population at the most recent census.

Median weekly rent
$290/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$60,632/yr

Annual median household income (before tax) across all households.

Distance to CBD
1389 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$1,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
56% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Earlville

Who Earlville Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (1389 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Earlville is a smaller community of 4,200 — about 77% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Earlville's median household income of $60,632/year is 33% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $290/week (84% coverage of the $1,500/month median mortgage) leaves a gap of roughly $243/month that a typical investor bridges with negative gearing, depreciation and capital growth. Earlville is 1389 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 56% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

This suburb can suit investors targeting renter demand driven by lifestyle. Insurance, climate risk, and seasonal rental patterns all warrant a close look. Local rents consume roughly 25% of household income — a useful sanity check on tenant affordability.

Earlville vs Queensland Median

How Earlville stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Earlville sits above the state median; negative means below.

MetricEarlvilleQLD medianΔ vs state
Population4,2005,474-23%
Median household income$60,632/yr$90,298/yr-33%
Median rent (weekly)$290$385-25%
Median mortgage (monthly)$1,500$1,733-13%
Distance to CBD1389 km62 km+2140%
Separate houses56%77%-21pp

Investor Checklist

Pre-inspection briefing for Earlville — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 33% below the QLD median ($60,632 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

⚠️
Rental Yield

Moderate rental coverage: rent of $290/week covers 84% of a $1,500/month mortgage, leaving a $243/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 56% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Earlville property

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30-year projections for Earlville

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Earlville are modest for 2026 — incomes 33% below the QLD median of $90,298 and a population of 4,200 suggest gains will lag headline metro markets. Rental coverage runs at ~84% of the typical mortgage ($1,257/month rent vs $1,500/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 42/100 places Earlville in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Earlville a good suburb for investment?

Earlville scores 42/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,200, median household income of $60,632/year and median weekly rent of $290. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Earlville?

The main demand drivers in Earlville are a median household income of $60,632/year, a dwelling mix that is 56% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Earlville?

Earlville has a usual resident population of approximately 4,200, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Earlville from the Brisbane CBD?

Earlville sits 1389 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Earlville?

The most recent census recorded a median weekly rent of $290 in Earlville, equating to approximately $15,080/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Earlville?

The median monthly mortgage repayment in Earlville is $1,500, or approximately $18,000/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Earlville cash-flow positive for investors?

A median weekly rent of $290 works out to $1,257/month, covering 84% of the median mortgage repayment of $1,500/month. That leaves a $243/month shortfall (around $2,916/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Earlville?

The main risks are a thin buyer pool (4,200 residents), interest-rate sensitivity on the $1,500 median mortgage, below-median household incomes ($60,632 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Earlville profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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