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Suburb Insights · QLD 4306

Fernvale, QLD 4306 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Fernvale is an outer-metropolitan suburb of Brisbane, Australia, with a population of approximately 3,629, making it a boutique locality. Located approximately 36 km from the Brisbane CBD, Fernvale is a outer metro area in Queensland. The median household income is $92,092 per year.

Investment Score

60 / 100 Moderate

Fernvale benefits from a high-income resident base, supporting premium property pricing. The outer location offers affordability but may see slower price appreciation.

Location

Brisbane
Fernvale
Queensland · 4306
36 km from Brisbane CBD
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Key Indicators

Postcode
4306

Official Australia Post postcode for Fernvale. A postcode may cover multiple suburbs.

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Population
3,629

Usual resident population at the most recent census.

Median weekly rent
$350/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$92,092/yr

Annual median household income (before tax) across all households.

Distance to CBD
36 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,630/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
93% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Fernvale

Who Fernvale Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsAround 36 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (36 km) — plan for commute time or local employment.
  • New-estate oversupply risk — many similar homes can compete for the same buyers.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Fernvale is a smaller community of 3,629 — about 66% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $92,092/year, household income in Fernvale is within 2% of the Queensland median ($90,298), placing the suburb firmly in the state's mainstream demographic band. Median weekly rent of $350 equates to $1,517/month — about 93% of the median mortgage repayment of $1,630/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 36 km from Brisbane, Fernvale is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 93% of dwellings — 16 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

Outer-metro suburbs reward careful property selection — aim for homes near infrastructure rather than generic house-and-land packages. Local rents consume roughly 20% of household income — a useful sanity check on tenant affordability.

Fernvale vs Queensland Median

How Fernvale stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Fernvale sits above the state median; negative means below.

MetricFernvaleQLD medianΔ vs state
Population3,6295,474-34%
Median household income$92,092/yr$90,298/yr+2%
Median rent (weekly)$350$385-9%
Median mortgage (monthly)$1,630$1,733-6%
Distance to CBD36 km62 km-42%
Separate houses93%77%+16pp

Investor Checklist

Pre-inspection briefing for Fernvale — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Fernvale's 3,629-person market and $92,092 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $350/week (~$1,517/month) covers 93% of the $1,630/month median mortgage repayment, so the shortfall sits at just $113/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 93% houses in a 3,629-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Fernvale property

Full Property Analysis

30-year projections for Fernvale

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Fernvale are modest for 2026 — incomes close to the QLD median of $90,298 and a population of 3,629 suggest gains will lag headline metro markets. Rental coverage runs at ~93% of the typical mortgage ($1,517/month rent vs $1,630/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 60/100 places Fernvale in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Fernvale a good suburb for investment?

Fernvale scores 60/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 3,629, median household income of $92,092/year and median weekly rent of $350. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Fernvale?

The main demand drivers in Fernvale are an above-state-median household income of $92,092/year, a dwelling mix that is 93% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Fernvale?

Fernvale has a usual resident population of approximately 3,629, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Fernvale from the Brisbane CBD?

Fernvale sits 36 km straight-line from the Brisbane CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Fernvale?

The most recent census recorded a median weekly rent of $350 in Fernvale, equating to approximately $18,200/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Fernvale?

The median monthly mortgage repayment in Fernvale is $1,630, or approximately $19,560/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Fernvale cash-flow positive for investors?

A median weekly rent of $350 works out to $1,517/month, covering 93% of the median mortgage repayment of $1,630/month. That leaves a $113/month shortfall (around $1,356/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Fernvale?

The main risks are a thin buyer pool (3,629 residents), interest-rate sensitivity on the $1,630 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Fernvale profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources