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Suburb Insights · QLD 4551

Golden Beach, QLD 4551 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Golden Beach is a coastal suburb in Queensland, Australia, with a population of approximately 5,646, making it a smaller community. Located approximately 73 km from the Brisbane CBD, Golden Beach is a coastal area in Queensland. The median household income is $60,008 per year.

Investment Score

42 / 100 Moderate

Golden Beach's income profile suggests a value-oriented market with competitive purchase prices. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Brisbane
Golden Beach
Queensland · 4551
73 km from Brisbane CBD
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Key Indicators

Postcode
4551

Official Australia Post postcode for Golden Beach. A postcode may cover multiple suburbs.

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Population
5,646

Usual resident population at the most recent census.

Median weekly rent
$400/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$60,008/yr

Annual median household income (before tax) across all households.

Distance to CBD
73 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$1,907/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
45% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Golden Beach

Who Golden Beach Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the Queensland median — stretch goal.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Solid transport links into employment hubs.
  • Coastal lifestyle attracts renters and owner-occupiers alike.
  • Established infrastructure and existing community base.

Cons

  • Rent-to-income ratio is above comfortable thresholds — watch tenant affordability.
  • Median mortgage sits above the Queensland state median — entry costs are stretched.
  • Long distance to the CBD (73 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

5,646 residents places Golden Beach squarely in the middle of the Queensland suburb size distribution (state median 5,474), with market depth comparable to most QLD localities. Golden Beach's median household income of $60,008/year is 34% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $400 equates to $1,733/month — about 91% of the median mortgage repayment of $1,907/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Golden Beach is 73 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 45% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

This suburb can suit investors targeting renter demand driven by lifestyle. Insurance, climate risk, and seasonal rental patterns all warrant a close look. Local rents consume roughly 35% of household income — a useful sanity check on tenant affordability.

Golden Beach vs Queensland Median

How Golden Beach stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Golden Beach sits above the state median; negative means below.

MetricGolden BeachQLD medianΔ vs state
Population5,6465,474+3%
Median household income$60,008/yr$90,298/yr-34%
Median rent (weekly)$400$385+4%
Median mortgage (monthly)$1,907$1,733+10%
Distance to CBD73 km62 km+18%
Separate houses45%77%-32pp

Investor Checklist

Pre-inspection briefing for Golden Beach — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 34% below the QLD median ($60,008 vs $90,298) means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $400/week (~$1,733/month) covers 91% of the $1,907/month median mortgage repayment, so the shortfall sits at just $174/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 45% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Golden Beach property

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30-year projections for Golden Beach

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Capital-growth expectations for Golden Beach are modest for 2026 — incomes 34% below the QLD median of $90,298 suggest gains will lag headline metro markets. Rental coverage runs at ~91% of the typical mortgage ($1,733/month rent vs $1,907/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 42/100 places Golden Beach in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Golden Beach a good suburb for investment?

Golden Beach scores 42/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 5,646, median household income of $60,008/year and median weekly rent of $400. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Golden Beach?

The main demand drivers in Golden Beach are a median household income of $60,008/year, a dwelling mix that is 45% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Golden Beach?

Golden Beach has a usual resident population of approximately 5,646, compared with a Queensland suburb median of 5,474 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Golden Beach from the Brisbane CBD?

Golden Beach sits 73 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Golden Beach?

The most recent census recorded a median weekly rent of $400 in Golden Beach, equating to approximately $20,800/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Golden Beach?

The median monthly mortgage repayment in Golden Beach is $1,907, or approximately $22,884/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Golden Beach cash-flow positive for investors?

A median weekly rent of $400 works out to $1,733/month, covering 91% of the median mortgage repayment of $1,907/month. That leaves a $174/month shortfall (around $2,088/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Golden Beach?

The main risks are interest-rate sensitivity on the $1,907 median mortgage, below-median household incomes ($60,008 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Golden Beach profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources