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Suburb Insights · QLD 4305

Ipswich, QLD 4305 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ipswich is an outer-metropolitan suburb of Brisbane, Australia, with a population of approximately 2,468, making it a boutique locality. Located approximately 31 km from the Brisbane CBD, Ipswich is a outer metro area in Queensland. The median household income is $58,968 per year.

Investment Score

36 / 100 Weak

Household earnings in Ipswich are below the state average, which may affect long-term capital growth. While further from the city, improving transport links could boost future demand.

Location

Brisbane
Ipswich
Queensland · 4305
31 km from Brisbane CBD
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Key Indicators

Postcode
4305

Official Australia Post postcode for Ipswich. A postcode may cover multiple suburbs.

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Population
2,468

Usual resident population at the most recent census.

Median weekly rent
$250/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$58,968/yr

Annual median household income (before tax) across all households.

Distance to CBD
31 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
61% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Ipswich

Who Ipswich Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Affordable entry point compared with inner-city suburbs.

Cons

  • Long distance to the CBD (31 km) — plan for commute time or local employment.
  • Transport options are limited — car dependency is likely.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Ipswich is a smaller community of 2,468 — about 45% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Ipswich's median household income of $58,968/year is 35% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $250/week (72% coverage of the $1,500/month median mortgage) leaves a gap of roughly $417/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 31 km from Brisbane, Ipswich is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 61% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

Outer-metro suburbs reward careful property selection — aim for homes near infrastructure rather than generic house-and-land packages. Local rents consume roughly 22% of household income — a useful sanity check on tenant affordability.

Ipswich vs Queensland Median

How Ipswich stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Ipswich sits above the state median; negative means below.

MetricIpswichQLD medianΔ vs state
Population2,4685,474-55%
Median household income$58,968/yr$90,298/yr-35%
Median rent (weekly)$250$385-35%
Median mortgage (monthly)$1,500$1,733-13%
Distance to CBD31 km62 km-50%
Separate houses61%77%-16pp

Investor Checklist

Pre-inspection briefing for Ipswich — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 2,468 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

⚠️
Rental Yield

Moderate rental coverage: rent of $250/week covers 72% of a $1,500/month mortgage, leaving a $417/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 61% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Ipswich property

Full Property Analysis

30-year projections for Ipswich

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Ipswich are modest for 2026 — incomes 35% below the QLD median of $90,298 and a population of 2,468 suggest gains will lag headline metro markets. Rental coverage runs at ~72% of the typical mortgage ($1,083/month rent vs $1,500/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 36/100 places Ipswich in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Ipswich a good suburb for investment?

Ipswich scores 36/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 2,468, median household income of $58,968/year and median weekly rent of $250. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ipswich?

The main demand drivers in Ipswich are a median household income of $58,968/year, a dwelling mix that is 61% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ipswich?

Ipswich has a usual resident population of approximately 2,468, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ipswich from the Brisbane CBD?

Ipswich sits 31 km straight-line from the Brisbane CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Ipswich?

The most recent census recorded a median weekly rent of $250 in Ipswich, equating to approximately $13,000/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ipswich?

The median monthly mortgage repayment in Ipswich is $1,500, or approximately $18,000/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ipswich cash-flow positive for investors?

A median weekly rent of $250 works out to $1,083/month, covering 72% of the median mortgage repayment of $1,500/month. That leaves a $417/month shortfall (around $5,004/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ipswich?

The main risks are a thin buyer pool (2,468 residents), interest-rate sensitivity on the $1,500 median mortgage, below-median household incomes ($58,968 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ipswich profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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