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Suburb Insights · QLD 4179

Lota, QLD 4179 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Lota is an outer-metropolitan suburb of Brisbane, Australia, with a population of approximately 3,518, making it a boutique locality. Located approximately 16 km from the Brisbane CBD, Lota is a outer metro area in Queensland. The median household income is $116,272 per year.

Investment Score

71 / 100 Good

Strong household incomes in Lota underpin solid property demand.

Location

Brisbane
Lota
Queensland · 4179
16 km from Brisbane CBD
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Key Indicators

Postcode
4179

Official Australia Post postcode for Lota. A postcode may cover multiple suburbs.

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Population
3,518

Usual resident population at the most recent census.

Median weekly rent
$415/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$116,272/yr

Annual median household income (before tax) across all households.

Distance to CBD
16 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
91% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Lota

Who Lota Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the Queensland median — stretch goal.
💼ProfessionalsAround 16 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Affordable entry point compared with inner-city suburbs.

Cons

  • Median mortgage sits above the Queensland state median — entry costs are stretched.
  • New-estate oversupply risk — many similar homes can compete for the same buyers.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Lota is a smaller community of 3,518 — about 64% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $116,272/year runs 29% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $415/week (83% coverage of the $2,167/month median mortgage) leaves a gap of roughly $369/month that a typical investor bridges with negative gearing, depreciation and capital growth. 16 km from Brisbane places Lota in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.

Investment Tip

This suburb suits long-term investors due to steady population growth and affordable entry prices. Look for established streets close to schools and shops rather than raw new-estate land. Local rents consume roughly 19% of household income — a useful sanity check on tenant affordability.

Lota vs Queensland Median

How Lota stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Lota sits above the state median; negative means below.

MetricLotaQLD medianΔ vs state
Population3,5185,474-36%
Median household income$116,272/yr$90,298/yr+29%
Median rent (weekly)$415$385+8%
Median mortgage (monthly)$2,167$1,733+25%
Distance to CBD16 km62 km-74%
Separate houses91%77%+14pp

Investor Checklist

Pre-inspection briefing for Lota — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 29% above the Queensland suburb median ($116,272 vs $90,298), and the 16 km CBD distance keeps this suburb in the primary demand zone. In Queensland, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

⚠️
Rental Yield

Moderate rental coverage: rent of $415/week covers 83% of a $2,167/month mortgage, leaving a $369/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 91% houses in a 3,518-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Lota property

Full Property Analysis

30-year projections for Lota

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Strong

Lota enters 2026 with a demographic tailwind — household incomes 29% above the Queensland suburb median of $90,298 and a population of 3,518 give it the depth and purchasing power to outperform the wider QLD market over the next 12–18 months. Rental coverage runs at ~83% of the typical mortgage ($1,798/month rent vs $2,167/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 71/100 places Lota in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Lota a good suburb for investment?

Lota scores 71/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 3,518, median household income of $116,272/year and median weekly rent of $415. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Lota?

The main demand drivers in Lota are proximity to Brisbane (16 km), an above-state-median household income of $116,272/year, a dwelling mix that is 91% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Lota?

Lota has a usual resident population of approximately 3,518, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Lota from the Brisbane CBD?

Lota sits 16 km straight-line from the Brisbane CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Lota?

The most recent census recorded a median weekly rent of $415 in Lota, equating to approximately $21,580/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Lota?

The median monthly mortgage repayment in Lota is $2,167, or approximately $26,004/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Lota cash-flow positive for investors?

A median weekly rent of $415 works out to $1,798/month, covering 83% of the median mortgage repayment of $2,167/month. That leaves a $369/month shortfall (around $4,428/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Lota?

The main risks are a thin buyer pool (3,518 residents), interest-rate sensitivity on the $2,167 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Lota profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources