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Suburb Insights · QLD 4030

Lutwyche, QLD 4030 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Lutwyche is a well-established middle-ring suburb of Brisbane, Australia, with a population of approximately 4,610, making it a boutique locality. Located 5 km from the Brisbane CBD, Lutwyche is a middle ring area in Queensland. The median household income is $97,344 per year.

Investment Score

75 / 100 Good

Strong household incomes in Lutwyche underpin solid property demand. Its proximity to the CBD adds a strong location premium.

Location

Brisbane
Lutwyche
Queensland · 4030
5 km from Brisbane CBD
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Key Indicators

Postcode
4030

Official Australia Post postcode for Lutwyche. A postcode may cover multiple suburbs.

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Population
4,610

Usual resident population at the most recent census.

Median weekly rent
$395/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$97,344/yr

Annual median household income (before tax) across all households.

Distance to CBD
5 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$1,820/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
17% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Lutwyche

Who Lutwyche Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the Queensland median — stretch goal.
💼ProfessionalsAround 5 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Short distance to the CBD makes commuting straightforward.

Cons

  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

4,610 residents places Lutwyche squarely in the middle of the Queensland suburb size distribution (state median 5,474), with market depth comparable to most QLD localities. Households here earn $97,344/year on average — 8% above the QLD suburb median of $90,298 — a modest premium that supports resilient owner-occupier demand. Median weekly rent of $395 equates to $1,712/month — about 94% of the median mortgage repayment of $1,820/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 5 km from the Brisbane CBD, Lutwyche sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 17% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

Middle-ring locations like this one historically reward patient holders — focus on homes near catchment-zone schools and major transport. Local rents consume roughly 21% of household income — a useful sanity check on tenant affordability.

Lutwyche vs Queensland Median

How Lutwyche stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Lutwyche sits above the state median; negative means below.

MetricLutwycheQLD medianΔ vs state
Population4,6105,474-16%
Median household income$97,344/yr$90,298/yr+8%
Median rent (weekly)$395$385+3%
Median mortgage (monthly)$1,820$1,733+5%
Distance to CBD5 km62 km-92%
Separate houses17%77%-60pp

Investor Checklist

Pre-inspection briefing for Lutwyche — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Lutwyche's 4,610-person market and $97,344 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $395/week (~$1,712/month) covers 94% of the $1,820/month median mortgage repayment, so the shortfall sits at just $108/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 17% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Lutwyche property

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30-year projections for Lutwyche

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Strong

Capital-growth expectations for Lutwyche are modest for 2026 — incomes 8% above the QLD median of $90,298 and a population of 4,610 suggest gains will lag headline metro markets. Rental coverage runs at ~94% of the typical mortgage ($1,712/month rent vs $1,820/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 75/100 places Lutwyche in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Lutwyche a good suburb for investment?

Lutwyche scores 75/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 4,610, median household income of $97,344/year and median weekly rent of $395. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Lutwyche?

The main demand drivers in Lutwyche are proximity to Brisbane (5 km), an above-state-median household income of $97,344/year, a dwelling mix that is 17% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Lutwyche?

Lutwyche has a usual resident population of approximately 4,610, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Lutwyche from the Brisbane CBD?

Lutwyche sits 5 km straight-line from the Brisbane CBD. This is inner-ring territory — pricing competes directly with established Brisbane employment nodes.

What is the median rent in Lutwyche?

The most recent census recorded a median weekly rent of $395 in Lutwyche, equating to approximately $20,540/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Lutwyche?

The median monthly mortgage repayment in Lutwyche is $1,820, or approximately $21,840/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Lutwyche cash-flow positive for investors?

A median weekly rent of $395 works out to $1,712/month, covering 94% of the median mortgage repayment of $1,820/month. That leaves a $108/month shortfall (around $1,296/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Lutwyche?

The main risks are a thin buyer pool (4,610 residents), interest-rate sensitivity on the $1,820 median mortgage, a unit-heavy dwelling mix (17% houses) where body-corporate costs and apartment supply affect resale, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Lutwyche profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources