Suburb overview
Meridan Plains is a coastal suburb in Queensland, Australia, with a population of approximately 4,589, making it a boutique locality. Located approximately 79 km from the Brisbane CBD, Meridan Plains is a coastal area in Queensland. The median household income is $79,508 per year.
Location
Key indicators
Postcode
4551
Postcode for Meridan Plains, from a community postcode dataset cross-checked against Australia Post. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →
Population
4,589
Usual resident population at the most recent census.
Median weekly rent
$715/wk
Median weekly rent — as at Mar 2026, Residential Tenancies Authority (Qld) (CC BY 4.0).
Distance to CBD
79 km
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Housing
Median monthly mortgage
$1,850/mo
Monthly median mortgage repayment for households currently paying off a mortgage.
Home type
68% houses
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Why people like living in Meridan Plains
- Regional location about 79 km from Brisbane.
- Beach lifestyle with coastal walks and outdoor recreation on the doorstep.
Who Meridan Plains suits
Pros and cons
Pros
- Coastal lifestyle attracts renters and owner-occupiers alike.
- Established infrastructure and existing community base.
Cons
- Long distance to the CBD (79 km) — plan for commute time or local employment.
- Traffic can build during peak hours, especially on arterial roads.
Investment insight
4,589 residents places Meridan Plains squarely in the middle of the Queensland suburb size distribution (state median 5,474), with market depth comparable to most QLD localities. Household income of $79,508/year is 12% below the Queensland median of $90,298, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $715/week (as at Mar 2026, Residential Tenancies Authority (Qld)) equates to roughly $3,098/month — about 167% of the $1,850/month median mortgage repayment recorded at the 2021 Census. On those figures rental income covers most or all of the recorded repayment, but repayments on new loans have risen with interest rates since 2021, so re-run the coverage at today's rates before treating this as a cash-flow suburb. Meridan Plains is 79 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
Investment tip
Coastal markets benefit from lifestyle appeal but require a buffer for higher insurance and occasional weather-driven vacancies. At the 2021 Census, local rents consumed roughly 30% of household income — a dated but useful sanity check on tenant affordability.
Meridan Plains vs Queensland median
How Meridan Plains stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Meridan Plains sits above the state median; negative means below.
| Metric | Meridan Plains | QLD median | Δ vs state |
|---|---|---|---|
| Population | 4,589 | 5,474 | -16% |
| Median household income | $79,508/yr | $90,298/yr | -12% |
| Median rent (weekly, 2021 Census) | $460 | $385 | +19% |
| Median mortgage (monthly, 2021 Census) | $1,850 | $1,733 | +7% |
| Distance to CBD | 79 km | 62 km | +27% |
| Separate houses | 68% | 77% | -9pp |
Investor checklist
Pre-inspection briefing for Meridan Plains — every item is derived from public datasets, with full citations in our data sources page.
- Market depth: 4,589 residents — 84% of the QLD suburb median (5,474).
- Purchasing power: median household income $79,508/year (-12% vs Queensland suburb median of $90,298).
- Cash-flow coverage (2021 Census): $460/week rent (≈ $1,993/month) covered ~108% of the $1,850/month median mortgage at the 2021 Census — verify against current rents and rates.
- CBD access: 79 km straight-line from Brisbane (state suburb median 62 km).
- Dwelling mix: 68% separate houses — mixed market (vs 77% state median).
- Rate stress-test: budget ~$185/month extra for a 1-percentage-point RBA rate rise on top of the $1,850/month median repayment.
- Tenant rent burden: 30% of the median household income is spent on rent — within normal range.
Investment strategy
Moderate buy-and-hold potential: Meridan Plains's 4,589-person market and $79,508 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Strong rental coverage at the 2021 Census: $460/week (~$1,993/month) covered 108% of the $1,850/month median mortgage, a shortfall of just $0/month. Both rents and repayments have moved since 2021 — verify current figures, though this suburb has historically leaned cash-flow-friendly.
With 68% houses in a 4,589-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Risk factors
- Interest-rate sensitivity: the $1,850/month median mortgage in Meridan Plains means a 1-percentage-point RBA rate rise could add roughly $185/month to repayments, reducing buyer borrowing capacity and cooling prices.
- Liquidity risk: with 4,589 residents, Meridan Plains has a thinner pool of buyers and tenants than larger suburbs. Expect longer days-on-market on resale and budget for potential vacancy gaps between tenancies.
- Commute distance: at 79 km from the nearest CBD, Meridan Plains depends on local employment rather than city-driven commuter demand, which amplifies the market's sensitivity to regional industry slowdowns.
- Regulatory risk: changes to Australian tax settings (negative gearing, CGT discount, foreign-buyer surcharges, land-tax thresholds) could reshape after-tax returns in Meridan Plains regardless of local market conditions.
- Market cycle risk: property markets are cyclical, so stress-test your projections in Meridan Plains with a 10–15% price pullback scenario before committing capital — returns to date are not a guarantee of future performance.
Run the numbers on a Meridan Plains property
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Start your journey near Meridan Plains →2026 outlook
Capital-growth expectations for Meridan Plains are modest for 2026 — incomes 12% below the QLD median of $90,298 and a population of 4,589 suggest gains will lag headline metro markets. At the 2021 Census, rental coverage ran at ~108% of the typical mortgage ($1,993/month rent vs $1,850/month repayment), keeping cash flow in positive or near-neutral territory. Verify against current rents and rates. Overall investor sentiment for Meridan Plains is balanced heading into the second half of 2026, based on its income, rent and mortgage profile relative to the Queensland median.
Frequently asked questions
Is Meridan Plains a good suburb for investment?
Whether Meridan Plains suits you depends on your strategy, but the fundamentals are concrete: a population of 4,589, a median household income of $79,508/year and median weekly rent of $460. Weigh those against your goal — cash flow, capital growth, or a value-add renovation — each of which we break down with suburb-specific ABS numbers elsewhere on this page.
What drives property demand in Meridan Plains?
The main demand drivers in Meridan Plains are a median household income of $79,508/year, a dwelling mix that is 68% separate houses. Together these shape both owner-occupier and tenant demand.
What is the population of Meridan Plains?
Meridan Plains has a usual resident population of approximately 4,589, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
How far is Meridan Plains from the Brisbane CBD?
Meridan Plains sits 79 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
What is the median rent in Meridan Plains?
The median weekly rent in Meridan Plains is $715 (as at Mar 2026, Residential Tenancies Authority (Qld)), equating to approximately $37,180/year in gross rental income. Confirm against current listings on realestate.com.au and Domain before making an offer.
What is the typical mortgage repayment in Meridan Plains?
The median monthly mortgage repayment in Meridan Plains is $1,850, or approximately $22,200/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Is Meridan Plains cash-flow positive for investors?
A median weekly rent of $460 works out to $1,993/month, covering 108% of the median mortgage repayment of $1,850/month. That means rent exceeds the median repayment by roughly $143/month, so on these numbers Meridan Plains leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
What are the main risks of investing in Meridan Plains?
The main risks are a thin buyer pool (4,589 residents), interest-rate sensitivity on the $1,850 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
How we built this Meridan Plains profile
The population figure on this page comes from the ABS 2021 Census. The postcode comes from a community postcode dataset cross-checked against Australia Post. The dwelling mix is from the ABS 2021 Census. The median household income is the ABS 2021 Census median weekly household income, annualised. Distance to the CBD is calculated from the suburb's ABS centroid. The Census median rent and mortgage figures are 2021 figures and are labelled as such wherever they appear — they are five years old and have moved substantially since. The current median weekly rent in Key indicators is a genuine recent figure from Residential Tenancies Authority (Qld) (Mar 2026), published under a Creative Commons licence and dated on the page. We do not publish an investment score or school/park counts for this suburb. See our methodology and data sources for exactly what's measured and what's estimated.