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Suburb Insights · QLD 4352

Merritts Creek, QLD 4352 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Merritts Creek is a regional centre in Queensland, Australia, with a population of approximately 102, making it a boutique locality. Located approximately 99 km from the Brisbane CBD, Merritts Creek is a regional area in Queensland. The median household income is $110,500 per year.

Investment Score

50 / 100 Moderate

Above-average earnings in Merritts Creek support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Brisbane
Merritts Creek
Queensland · 4352
99 km from Brisbane CBD
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Key Indicators

Postcode
4352

Official Australia Post postcode for Merritts Creek. A postcode may cover multiple suburbs.

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Population
102

Usual resident population at the most recent census.

Median weekly rent
$485/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$110,500/yr

Annual median household income (before tax) across all households.

Distance to CBD
99 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,697/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
95% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Merritts Creek is a smaller community of 102 — about 2% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $110,500/year runs 22% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $485 equates to $2,102/month — about 124% of the median mortgage repayment of $1,697/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Merritts Creek is 99 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 95% of dwellings — 18 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Merritts Creek vs Queensland Median

How Merritts Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Merritts Creek sits above the state median; negative means below.

MetricMerritts CreekQLD medianΔ vs state
Population1025,474-98%
Median household income$110,500/yr$90,298/yr+22%
Median rent (weekly)$485$385+26%
Median mortgage (monthly)$1,697$1,733-2%
Distance to CBD99 km62 km+60%
Separate houses95%77%+18pp

Investor Checklist

Pre-inspection briefing for Merritts Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 102 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $485/week (~$2,102/month) covers 124% of the $1,697/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 95% houses in a 102-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Merritts Creek property

Full Property Analysis

30-year projections for Merritts Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Merritts Creek are modest for 2026 — incomes 22% above the QLD median of $90,298 and a population of 102 suggest gains will lag headline metro markets. Rental coverage runs at ~124% of the typical mortgage ($2,102/month rent vs $1,697/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 50/100 places Merritts Creek in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Merritts Creek a good suburb for investment?

Merritts Creek scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 102, median household income of $110,500/year and median weekly rent of $485. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Merritts Creek?

The main demand drivers in Merritts Creek are an above-state-median household income of $110,500/year, a dwelling mix that is 95% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Merritts Creek?

Merritts Creek has a usual resident population of approximately 102, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Merritts Creek from the Brisbane CBD?

Merritts Creek sits 99 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Merritts Creek?

The most recent census recorded a median weekly rent of $485 in Merritts Creek, equating to approximately $25,220/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Merritts Creek?

The median monthly mortgage repayment in Merritts Creek is $1,697, or approximately $20,364/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Merritts Creek cash-flow positive for investors?

A median weekly rent of $485 works out to $2,102/month, covering 124% of the median mortgage repayment of $1,697/month. That means rent exceeds the median repayment by roughly $405/month, so on these numbers Merritts Creek leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Merritts Creek?

The main risks are a thin buyer pool (102 residents), interest-rate sensitivity on the $1,697 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Merritts Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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