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Suburb Insights · QLD 4881

Mona Mona, QLD 4881 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mona Mona is a regional centre in Queensland, Australia, with a population of approximately 29, making it a boutique locality. Located approximately 1419 km from the Brisbane CBD, Mona Mona is a regional area in Queensland. The median household income is $37,700 per year.

Investment Score

24 / 100 Weak

Lower income levels in Mona Mona typically translate to more affordable entry points for investors. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Brisbane
Mona Mona
Queensland · 4881
1419 km from Brisbane CBD
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Key Indicators

Postcode
4881

Official Australia Post postcode for Mona Mona. A postcode may cover multiple suburbs.

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Population
29

Usual resident population at the most recent census.

Median weekly rent
$90/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$37,700/yr

Annual median household income (before tax) across all households.

Distance to CBD
1419 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$650/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
67% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mona Mona is a smaller community of 29 — about 1% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Mona Mona's median household income of $37,700/year is 58% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $90/week (~$390/month) covers only 60% of the median mortgage of $650/month — the remaining $260/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Mona Mona is 1419 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Mona Mona vs Queensland Median

How Mona Mona stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Mona Mona sits above the state median; negative means below.

MetricMona MonaQLD medianΔ vs state
Population295,474-99%
Median household income$37,700/yr$90,298/yr-58%
Median rent (weekly)$90$385-77%
Median mortgage (monthly)$650$1,733-62%
Distance to CBD1419 km62 km+2189%
Separate houses67%77%-10pp

Investor Checklist

Pre-inspection briefing for Mona Mona — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 29 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Weak cash flow: $90/week rent covers only 60% of the $650/month median mortgage — a $260/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 67% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Mona Mona

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mona Mona are modest for 2026 — incomes 58% below the QLD median of $90,298 and a population of 29 suggest gains will lag headline metro markets. Rental coverage runs at ~60% of the typical mortgage ($390/month rent vs $650/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 24/100 places Mona Mona in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mona Mona a good suburb for investment?

Mona Mona scores 24/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 29, median household income of $37,700/year and median weekly rent of $90. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mona Mona?

The main demand drivers in Mona Mona are a median household income of $37,700/year, a dwelling mix that is 67% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mona Mona?

Mona Mona has a usual resident population of approximately 29, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mona Mona from the Brisbane CBD?

Mona Mona sits 1419 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mona Mona?

The most recent census recorded a median weekly rent of $90 in Mona Mona, equating to approximately $4,680/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mona Mona?

The median monthly mortgage repayment in Mona Mona is $650, or approximately $7,800/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mona Mona cash-flow positive for investors?

A median weekly rent of $90 works out to $390/month, covering 60% of the median mortgage repayment of $650/month. That leaves a $260/month shortfall (around $3,120/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mona Mona?

The main risks are a thin buyer pool (29 residents), interest-rate sensitivity on the $650 median mortgage, below-median household incomes ($37,700 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mona Mona profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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