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Suburb Insights · QLD 4285

Mount Gipps, QLD 4285 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mount Gipps is a regional centre in Queensland, Australia, with a population of approximately 12, making it a boutique locality. Located approximately 95 km from the Brisbane CBD, Mount Gipps is a regional area in Queensland. The median household income is $49,348 per year.

Investment Score

22 / 100 Weak

Mount Gipps's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Brisbane
Mount Gipps
Queensland · 4285
95 km from Brisbane CBD
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Key Indicators

Postcode
4285

Official Australia Post postcode for Mount Gipps. A postcode may cover multiple suburbs.

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Population
12

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$49,348/yr

Annual median household income (before tax) across all households.

Distance to CBD
95 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,083/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
150% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mount Gipps is a smaller community of 12 — about 0% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Mount Gipps's median household income of $49,348/year is 45% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Mount Gipps is 95 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 150% of dwellings — 73 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Mount Gipps vs Queensland Median

How Mount Gipps stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Mount Gipps sits above the state median; negative means below.

MetricMount GippsQLD medianΔ vs state
Population125,474-100%
Median household income$49,348/yr$90,298/yr-45%
Median mortgage (monthly)$1,083$1,733-38%
Distance to CBD95 km62 km+53%
Separate houses150%77%+73pp

Investor Checklist

Pre-inspection briefing for Mount Gipps — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 12 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Median rental data was not captured for Mount Gipps. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 150% houses in a 12-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mount Gipps property

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30-year projections for Mount Gipps

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mount Gipps are modest for 2026 — incomes 45% below the QLD median of $90,298 and a population of 12 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Mount Gipps. The EquitySight investment score of 22/100 places Mount Gipps in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mount Gipps a good suburb for investment?

Mount Gipps scores 22/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 12, median household income of $49,348/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mount Gipps?

The main demand drivers in Mount Gipps are a median household income of $49,348/year, a dwelling mix that is 150% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mount Gipps?

Mount Gipps has a usual resident population of approximately 12, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mount Gipps from the Brisbane CBD?

Mount Gipps sits 95 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mount Gipps?

A reliable median rent was not captured for Mount Gipps. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Mount Gipps?

The median monthly mortgage repayment in Mount Gipps is $1,083, or approximately $12,996/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mount Gipps cash-flow positive for investors?

Census data was not complete enough in Mount Gipps to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Mount Gipps?

The main risks are a thin buyer pool (12 residents), interest-rate sensitivity on the $1,083 median mortgage, below-median household incomes ($49,348 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mount Gipps profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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