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Suburb Insights · QLD 4695

Mount Larcom, QLD 4695 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mount Larcom is a regional centre in Queensland, Australia, with a population of approximately 332, making it a boutique locality. Located approximately 459 km from the Brisbane CBD, Mount Larcom is a regional area in Queensland. The median household income is $65,936 per year.

Investment Score

27 / 100 Weak

Mount Larcom's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Brisbane
Mount Larcom
Queensland · 4695
459 km from Brisbane CBD
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Key Indicators

Postcode
4695

Official Australia Post postcode for Mount Larcom. A postcode may cover multiple suburbs.

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Population
332

Usual resident population at the most recent census.

Median weekly rent
$190/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$65,936/yr

Annual median household income (before tax) across all households.

Distance to CBD
459 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,300/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
84% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mount Larcom is a smaller community of 332 — about 6% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Mount Larcom's median household income of $65,936/year is 27% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $190/week (~$823/month) covers only 63% of the median mortgage of $1,300/month — the remaining $477/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Mount Larcom is 459 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Mount Larcom vs Queensland Median

How Mount Larcom stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Mount Larcom sits above the state median; negative means below.

MetricMount LarcomQLD medianΔ vs state
Population3325,474-94%
Median household income$65,936/yr$90,298/yr-27%
Median rent (weekly)$190$385-51%
Median mortgage (monthly)$1,300$1,733-25%
Distance to CBD459 km62 km+640%
Separate houses84%77%+7pp

Investor Checklist

Pre-inspection briefing for Mount Larcom — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 332 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Weak cash flow: $190/week rent covers only 63% of the $1,300/month median mortgage — a $477/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 84% houses in a 332-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mount Larcom property

Full Property Analysis

30-year projections for Mount Larcom

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mount Larcom are modest for 2026 — incomes 27% below the QLD median of $90,298 and a population of 332 suggest gains will lag headline metro markets. Rental coverage runs at ~63% of the typical mortgage ($823/month rent vs $1,300/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 27/100 places Mount Larcom in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mount Larcom a good suburb for investment?

Mount Larcom scores 27/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 332, median household income of $65,936/year and median weekly rent of $190. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mount Larcom?

The main demand drivers in Mount Larcom are a median household income of $65,936/year, a dwelling mix that is 84% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mount Larcom?

Mount Larcom has a usual resident population of approximately 332, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mount Larcom from the Brisbane CBD?

Mount Larcom sits 459 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mount Larcom?

The most recent census recorded a median weekly rent of $190 in Mount Larcom, equating to approximately $9,880/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mount Larcom?

The median monthly mortgage repayment in Mount Larcom is $1,300, or approximately $15,600/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mount Larcom cash-flow positive for investors?

A median weekly rent of $190 works out to $823/month, covering 63% of the median mortgage repayment of $1,300/month. That leaves a $477/month shortfall (around $5,724/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mount Larcom?

The main risks are a thin buyer pool (332 residents), interest-rate sensitivity on the $1,300 median mortgage, below-median household incomes ($65,936 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mount Larcom profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources