Free full calculator →
Suburb Insights · QLD 4854

Murray Upper, QLD 4854 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Murray Upper is a regional centre in Queensland, Australia, with a population of approximately 218, making it a boutique locality. Located approximately 1275 km from the Brisbane CBD, Murray Upper is a regional area in Queensland. The median household income is $44,564 per year.

Investment Score

21 / 100 Weak

Murray Upper's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Brisbane
Murray Upper
Queensland · 4854
1275 km from Brisbane CBD
View on Google Maps ↗

Key Indicators

Postcode
4854

Official Australia Post postcode for Murray Upper. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
218

Usual resident population at the most recent census.

Median weekly rent
$150/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$44,564/yr

Annual median household income (before tax) across all households.

Distance to CBD
1275 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

Find schools near Murray Upper on My School →
Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
N/A

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
90% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Murray Upper is a smaller community of 218 — about 4% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Murray Upper's median household income of $44,564/year is 51% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. The median weekly rent of $150 translates to approximately $7,800/year in gross rental income, setting the upper bound on yield before vacancy, rates, insurance and maintenance. Murray Upper is 1275 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Murray Upper vs Queensland Median

How Murray Upper stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Murray Upper sits above the state median; negative means below.

MetricMurray UpperQLD medianΔ vs state
Population2185,474-96%
Median household income$44,564/yr$90,298/yr-51%
Median rent (weekly)$150$385-61%
Distance to CBD1275 km62 km+1956%
Separate houses90%77%+13pp

Investor Checklist

Pre-inspection briefing for Murray Upper — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 218 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

⚠️
Rental Yield

Gross rent of $150/week (~$7,800/year) sets the yield ceiling. Cross-check against your purchase price to confirm whether this suburb hits the 4–5% gross yield most Australian investors target.

⚠️
Renovation / Flip

With 90% houses in a 218-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Murray Upper property

Full Property Analysis

30-year projections for Murray Upper

Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.

Create free account →
Or jump straight to a calculator: Loan Serviceability First Home Buyer Grants

2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Murray Upper are modest for 2026 — incomes 51% below the QLD median of $90,298 and a population of 218 suggest gains will lag headline metro markets. Rents sit around $150/week, setting the baseline gross rental income at roughly $7,800/year — refine this against current listings before running your numbers. The EquitySight investment score of 21/100 places Murray Upper in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

Share your experience of Murray Upper

Lived in Murray Upper? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.

Frequently Asked Questions

Is Murray Upper a good suburb for investment?

Murray Upper scores 21/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 218, median household income of $44,564/year and median weekly rent of $150. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Murray Upper?

The main demand drivers in Murray Upper are a median household income of $44,564/year, a dwelling mix that is 90% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Murray Upper?

Murray Upper has a usual resident population of approximately 218, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Murray Upper from the Brisbane CBD?

Murray Upper sits 1275 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Murray Upper?

The most recent census recorded a median weekly rent of $150 in Murray Upper, equating to approximately $7,800/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Murray Upper?

A reliable median mortgage figure was not captured for Murray Upper. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.

Is Murray Upper cash-flow positive for investors?

Census data was not complete enough in Murray Upper to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Murray Upper?

The main risks are a thin buyer pool (218 residents), interest-rate sensitivity, below-median household incomes ($44,564 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Murray Upper profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources