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ABS 2021 Census · Updated 21 May 2026
Owens Creek is a coastal suburb in Queensland, Australia, with a population of approximately 193, making it a boutique locality. Located approximately 832 km from the Brisbane CBD, Owens Creek is a coastal area in Queensland. The median household income is $87,724 per year.
Moderate income levels in Owens Creek indicate steady rental demand from working households. Seaside positioning attracts both owner-occupiers and holiday rental demand.
Official Australia Post postcode for Owens Creek. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Owens Creek on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Owens Creek is a smaller community of 193 — about 4% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $87,724/year, household income in Owens Creek is within 3% of the Queensland median ($90,298), placing the suburb firmly in the state's mainstream demographic band. Weekly rent of $165 covers just 47% of the median $1,517/month mortgage repayment, leaving a $802/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Owens Creek is 832 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 92% of dwellings — 15 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.
How Owens Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Owens Creek sits above the state median; negative means below.
| Metric | Owens Creek | QLD median | Δ vs state |
|---|---|---|---|
| Population | 193 | 5,474 | -96% |
| Median household income | $87,724/yr | $90,298/yr | -3% |
| Median rent (weekly) | $165 | $385 | -57% |
| Median mortgage (monthly) | $1,517 | $1,733 | -12% |
| Distance to CBD | 832 km | 62 km | +1242% |
| Separate houses | 92% | 77% | +15pp |
Pre-inspection briefing for Owens Creek — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 193 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Weak cash flow: $165/week rent covers only 47% of the $1,517/month median mortgage — a $802/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.
With 92% houses in a 193-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Owens Creek property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Owens Creek are modest for 2026 — incomes close to the QLD median of $90,298 and a population of 193 suggest gains will lag headline metro markets. Rental coverage runs at ~47% of the typical mortgage ($715/month rent vs $1,517/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 44/100 places Owens Creek in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Owens Creek scores 44/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 193, median household income of $87,724/year and median weekly rent of $165. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Owens Creek are a median household income of $87,724/year, a dwelling mix that is 92% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Owens Creek has a usual resident population of approximately 193, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Owens Creek sits 832 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $165 in Owens Creek, equating to approximately $8,580/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Owens Creek is $1,517, or approximately $18,204/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $165 works out to $715/month, covering 47% of the median mortgage repayment of $1,517/month. That leaves a $802/month shortfall (around $9,624/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (193 residents), interest-rate sensitivity on the $1,517 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.