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Suburb Insights · QLD 4670

Pine Creek, QLD 4670 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Pine Creek is a regional centre in Queensland, Australia, with a population of approximately 258, making it a boutique locality. Located approximately 285 km from the Brisbane CBD, Pine Creek is a regional area in Queensland. The median household income is $75,348 per year.

Investment Score

36 / 100 Weak

Pine Creek has a solid income profile that supports reliable occupancy rates. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Brisbane
Pine Creek
Queensland · 4670
285 km from Brisbane CBD
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Key Indicators

Postcode
4670

Official Australia Post postcode for Pine Creek. A postcode may cover multiple suburbs.

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Population
258

Usual resident population at the most recent census.

Median weekly rent
$250/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$75,348/yr

Annual median household income (before tax) across all households.

Distance to CBD
285 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,300/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
88% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Pine Creek is a smaller community of 258 — about 5% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $75,348/year is 17% below the Queensland median of $90,298, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $250/week (83% coverage of the $1,300/month median mortgage) leaves a gap of roughly $217/month that a typical investor bridges with negative gearing, depreciation and capital growth. Pine Creek is 285 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Pine Creek vs Queensland Median

How Pine Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Pine Creek sits above the state median; negative means below.

MetricPine CreekQLD medianΔ vs state
Population2585,474-95%
Median household income$75,348/yr$90,298/yr-17%
Median rent (weekly)$250$385-35%
Median mortgage (monthly)$1,300$1,733-25%
Distance to CBD285 km62 km+360%
Separate houses88%77%+11pp

Investor Checklist

Pre-inspection briefing for Pine Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 258 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $250/week covers 83% of a $1,300/month mortgage, leaving a $217/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 88% houses in a 258-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Pine Creek property

Full Property Analysis

30-year projections for Pine Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Pine Creek are modest for 2026 — incomes 17% below the QLD median of $90,298 and a population of 258 suggest gains will lag headline metro markets. Rental coverage runs at ~83% of the typical mortgage ($1,083/month rent vs $1,300/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 36/100 places Pine Creek in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Pine Creek a good suburb for investment?

Pine Creek scores 36/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 258, median household income of $75,348/year and median weekly rent of $250. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Pine Creek?

The main demand drivers in Pine Creek are a median household income of $75,348/year, a dwelling mix that is 88% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Pine Creek?

Pine Creek has a usual resident population of approximately 258, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Pine Creek from the Brisbane CBD?

Pine Creek sits 285 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Pine Creek?

The most recent census recorded a median weekly rent of $250 in Pine Creek, equating to approximately $13,000/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Pine Creek?

The median monthly mortgage repayment in Pine Creek is $1,300, or approximately $15,600/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Pine Creek cash-flow positive for investors?

A median weekly rent of $250 works out to $1,083/month, covering 83% of the median mortgage repayment of $1,300/month. That leaves a $217/month shortfall (around $2,604/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Pine Creek?

The main risks are a thin buyer pool (258 residents), interest-rate sensitivity on the $1,300 median mortgage, below-median household incomes ($75,348 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Pine Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources