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Suburb Insights · QLD 4352

Ramsay, QLD 4352 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ramsay is a regional centre in Queensland, Australia, with a population of approximately 369, making it a boutique locality. Located approximately 106 km from the Brisbane CBD, Ramsay is a regional area in Queensland. The median household income is $128,960 per year.

Investment Score

51 / 100 Moderate

Above-average earnings in Ramsay support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Brisbane
Ramsay
Queensland · 4352
106 km from Brisbane CBD
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Key Indicators

Postcode
4352

Official Australia Post postcode for Ramsay. A postcode may cover multiple suburbs.

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Population
369

Usual resident population at the most recent census.

Median weekly rent
$370/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$128,960/yr

Annual median household income (before tax) across all households.

Distance to CBD
106 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,418/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
99% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Ramsay is a smaller community of 369 — about 7% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $128,960/year runs 43% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $370/week (~$1,603/month) covers only 66% of the median mortgage of $2,418/month — the remaining $815/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Ramsay is 106 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 99% of dwellings — 22 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Ramsay vs Queensland Median

How Ramsay stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Ramsay sits above the state median; negative means below.

MetricRamsayQLD medianΔ vs state
Population3695,474-93%
Median household income$128,960/yr$90,298/yr+43%
Median rent (weekly)$370$385-4%
Median mortgage (monthly)$2,418$1,733+40%
Distance to CBD106 km62 km+71%
Separate houses99%77%+22pp

Investor Checklist

Pre-inspection briefing for Ramsay — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 369 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $370/week covers 66% of a $2,418/month mortgage, leaving a $815/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 99% houses in a 369-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Ramsay property

Full Property Analysis

30-year projections for Ramsay

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Ramsay are modest for 2026 — incomes 43% above the QLD median of $90,298 and a population of 369 suggest gains will lag headline metro markets. Rental coverage runs at ~66% of the typical mortgage ($1,603/month rent vs $2,418/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 51/100 places Ramsay in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Ramsay a good suburb for investment?

Ramsay scores 51/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 369, median household income of $128,960/year and median weekly rent of $370. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ramsay?

The main demand drivers in Ramsay are an above-state-median household income of $128,960/year, a dwelling mix that is 99% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ramsay?

Ramsay has a usual resident population of approximately 369, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ramsay from the Brisbane CBD?

Ramsay sits 106 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Ramsay?

The most recent census recorded a median weekly rent of $370 in Ramsay, equating to approximately $19,240/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ramsay?

The median monthly mortgage repayment in Ramsay is $2,418, or approximately $29,016/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ramsay cash-flow positive for investors?

A median weekly rent of $370 works out to $1,603/month, covering 66% of the median mortgage repayment of $2,418/month. That leaves a $815/month shortfall (around $9,780/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ramsay?

The main risks are a thin buyer pool (369 residents), interest-rate sensitivity on the $2,418 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ramsay profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources