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Suburb Insights · QLD 4750

Shoal Point, QLD 4750 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Shoal Point is a coastal suburb in Queensland, Australia, with a population of approximately 1,104, making it a boutique locality. Located approximately 819 km from the Brisbane CBD, Shoal Point is a coastal area in Queensland. The median household income is $126,568 per year.

Investment Score

54 / 100 Moderate

Strong household incomes in Shoal Point underpin solid property demand. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Brisbane
Shoal Point
Queensland · 4750
819 km from Brisbane CBD
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Key Indicators

Postcode
4750

Official Australia Post postcode for Shoal Point. A postcode may cover multiple suburbs.

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Population
1,104

Usual resident population at the most recent census.

Median weekly rent
$380/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$126,568/yr

Annual median household income (before tax) across all households.

Distance to CBD
819 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,050/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
80% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Shoal Point is a smaller community of 1,104 — about 20% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $126,568/year runs 40% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $380/week (80% coverage of the $2,050/month median mortgage) leaves a gap of roughly $403/month that a typical investor bridges with negative gearing, depreciation and capital growth. Shoal Point is 819 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Shoal Point vs Queensland Median

How Shoal Point stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Shoal Point sits above the state median; negative means below.

MetricShoal PointQLD medianΔ vs state
Population1,1045,474-80%
Median household income$126,568/yr$90,298/yr+40%
Median rent (weekly)$380$385-1%
Median mortgage (monthly)$2,050$1,733+18%
Distance to CBD819 km62 km+1221%
Separate houses80%77%+3pp

Investor Checklist

Pre-inspection briefing for Shoal Point — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,104 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $380/week covers 80% of a $2,050/month mortgage, leaving a $403/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 80% houses in a 1,104-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Shoal Point property

Full Property Analysis

30-year projections for Shoal Point

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Shoal Point are modest for 2026 — incomes 40% above the QLD median of $90,298 and a population of 1,104 suggest gains will lag headline metro markets. Rental coverage runs at ~80% of the typical mortgage ($1,647/month rent vs $2,050/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 54/100 places Shoal Point in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Shoal Point a good suburb for investment?

Shoal Point scores 54/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 1,104, median household income of $126,568/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Shoal Point?

The main demand drivers in Shoal Point are an above-state-median household income of $126,568/year, a dwelling mix that is 80% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Shoal Point?

Shoal Point has a usual resident population of approximately 1,104, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Shoal Point from the Brisbane CBD?

Shoal Point sits 819 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Shoal Point?

The most recent census recorded a median weekly rent of $380 in Shoal Point, equating to approximately $19,760/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Shoal Point?

The median monthly mortgage repayment in Shoal Point is $2,050, or approximately $24,600/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Shoal Point cash-flow positive for investors?

A median weekly rent of $380 works out to $1,647/month, covering 80% of the median mortgage repayment of $2,050/month. That leaves a $403/month shortfall (around $4,836/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Shoal Point?

The main risks are a thin buyer pool (1,104 residents), interest-rate sensitivity on the $2,050 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Shoal Point profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Queensland Property Resources