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Suburb Insights · QLD 4380

Sugarloaf, QLD 4380 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Sugarloaf is a regional centre in Queensland, Australia, with a population of approximately 310, making it a boutique locality. Located approximately 169 km from the Brisbane CBD, Sugarloaf is a regional area in Queensland. The median household income is $65,884 per year.

Investment Score

35 / 100 Weak

Sugarloaf's income profile suggests a value-oriented market with competitive purchase prices. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Brisbane
Sugarloaf
Queensland · 4380
169 km from Brisbane CBD
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Key Indicators

Postcode
4380

Official Australia Post postcode for Sugarloaf. A postcode may cover multiple suburbs.

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Population
310

Usual resident population at the most recent census.

Median weekly rent
$500/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$65,884/yr

Annual median household income (before tax) across all households.

Distance to CBD
169 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,196/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
45% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Sugarloaf is a smaller community of 310 — about 6% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Sugarloaf's median household income of $65,884/year is 27% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $500 equates to $2,167/month — about 181% of the median mortgage repayment of $1,196/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Sugarloaf is 169 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 45% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Sugarloaf vs Queensland Median

How Sugarloaf stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Sugarloaf sits above the state median; negative means below.

MetricSugarloafQLD medianΔ vs state
Population3105,474-94%
Median household income$65,884/yr$90,298/yr-27%
Median rent (weekly)$500$385+30%
Median mortgage (monthly)$1,196$1,733-31%
Distance to CBD169 km62 km+173%
Separate houses45%77%-32pp

Investor Checklist

Pre-inspection briefing for Sugarloaf — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 310 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Strong rental coverage: $500/week (~$2,167/month) covers 181% of the $1,196/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 45% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Sugarloaf property

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30-year projections for Sugarloaf

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Sugarloaf are modest for 2026 — incomes 27% below the QLD median of $90,298 and a population of 310 suggest gains will lag headline metro markets. Rental coverage runs at ~181% of the typical mortgage ($2,167/month rent vs $1,196/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 35/100 places Sugarloaf in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Sugarloaf a good suburb for investment?

Sugarloaf scores 35/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 310, median household income of $65,884/year and median weekly rent of $500. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Sugarloaf?

The main demand drivers in Sugarloaf are a median household income of $65,884/year, a dwelling mix that is 45% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Sugarloaf?

Sugarloaf has a usual resident population of approximately 310, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Sugarloaf from the Brisbane CBD?

Sugarloaf sits 169 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Sugarloaf?

The most recent census recorded a median weekly rent of $500 in Sugarloaf, equating to approximately $26,000/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Sugarloaf?

The median monthly mortgage repayment in Sugarloaf is $1,196, or approximately $14,352/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Sugarloaf cash-flow positive for investors?

A median weekly rent of $500 works out to $2,167/month, covering 181% of the median mortgage repayment of $1,196/month. That means rent exceeds the median repayment by roughly $971/month, so on these numbers Sugarloaf leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Sugarloaf?

The main risks are a thin buyer pool (310 residents), interest-rate sensitivity on the $1,196 median mortgage, below-median household incomes ($65,884 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Sugarloaf profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources