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ABS 2021 Census · Updated 21 May 2026
Top Camp is a regional centre in Queensland, Australia, with a population of approximately 902, making it a boutique locality. Located approximately 109 km from the Brisbane CBD, Top Camp is a regional area in Queensland. The median household income is $131,560 per year.
Strong household incomes in Top Camp underpin solid property demand. Distance from major centres is a consideration, though regional markets can offer higher rental yields.
Official Australia Post postcode for Top Camp. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Top Camp on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Top Camp is a smaller community of 902 — about 16% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $131,560/year runs 46% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $360/week (78% coverage of the $1,993/month median mortgage) leaves a gap of roughly $433/month that a typical investor bridges with negative gearing, depreciation and capital growth. Top Camp is 109 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 97% of dwellings — 20 percentage points above the Queensland median of 77% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.
How Top Camp stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Top Camp sits above the state median; negative means below.
| Metric | Top Camp | QLD median | Δ vs state |
|---|---|---|---|
| Population | 902 | 5,474 | -84% |
| Median household income | $131,560/yr | $90,298/yr | +46% |
| Median rent (weekly) | $360 | $385 | -6% |
| Median mortgage (monthly) | $1,993 | $1,733 | +15% |
| Distance to CBD | 109 km | 62 km | +76% |
| Separate houses | 97% | 77% | +20pp |
Pre-inspection briefing for Top Camp — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 902 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Moderate rental coverage: rent of $360/week covers 78% of a $1,993/month mortgage, leaving a $433/month gap that an investor bridges with equity, depreciation and tax benefits.
With 97% houses in a 902-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Top Camp property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Top Camp are modest for 2026 — incomes 46% above the QLD median of $90,298 and a population of 902 suggest gains will lag headline metro markets. Rental coverage runs at ~78% of the typical mortgage ($1,560/month rent vs $1,993/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 49/100 places Top Camp in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Top Camp scores 49/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 902, median household income of $131,560/year and median weekly rent of $360. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Top Camp are an above-state-median household income of $131,560/year, a dwelling mix that is 97% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Top Camp has a usual resident population of approximately 902, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Top Camp sits 109 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $360 in Top Camp, equating to approximately $18,720/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Top Camp is $1,993, or approximately $23,916/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $360 works out to $1,560/month, covering 78% of the median mortgage repayment of $1,993/month. That leaves a $433/month shortfall (around $5,196/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (902 residents), interest-rate sensitivity on the $1,993 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.