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Suburb Insights · VIC 3900

Benambra, VIC 3900 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Benambra is a regional centre in Victoria, Australia, with a population of approximately 173, making it a boutique locality. Located approximately 272 km from the Melbourne CBD, Benambra is a regional area in Victoria. The median household income is $52,884 per year.

Investment Score

25 / 100 Weak

Benambra's income profile suggests a value-oriented market with competitive purchase prices. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Benambra
Victoria · 3900
272 km from Melbourne CBD
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Key Indicators

Postcode
3900

Official Australia Post postcode for Benambra. A postcode may cover multiple suburbs.

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Population
173

Usual resident population at the most recent census.

Median weekly rent
$150/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$52,884/yr

Annual median household income (before tax) across all households.

Distance to CBD
272 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,142/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
85% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Benambra is a smaller community of 173 — about 2% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Benambra's median household income of $52,884/year is 44% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $150/week (~$650/month) covers only 57% of the median mortgage of $1,142/month — the remaining $492/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Benambra is 272 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Benambra vs Victoria Median

How Benambra stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Benambra sits above the state median; negative means below.

MetricBenambraVIC medianΔ vs state
Population1737,416-98%
Median household income$52,884/yr$95,160/yr-44%
Median rent (weekly)$150$380-61%
Median mortgage (monthly)$1,142$1,950-41%
Distance to CBD272 km32 km+750%
Separate houses85%78%+7pp

Investor Checklist

Pre-inspection briefing for Benambra — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 173 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $150/week rent covers only 57% of the $1,142/month median mortgage — a $492/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 85% houses in a 173-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Benambra property

Full Property Analysis

30-year projections for Benambra

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Benambra are modest for 2026 — incomes 44% below the VIC median of $95,160 and a population of 173 suggest gains will lag headline metro markets. Rental coverage runs at ~57% of the typical mortgage ($650/month rent vs $1,142/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 25/100 places Benambra in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Benambra a good suburb for investment?

Benambra scores 25/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 173, median household income of $52,884/year and median weekly rent of $150. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Benambra?

The main demand drivers in Benambra are a median household income of $52,884/year, a dwelling mix that is 85% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Benambra?

Benambra has a usual resident population of approximately 173, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Benambra from the Melbourne CBD?

Benambra sits 272 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Benambra?

The most recent census recorded a median weekly rent of $150 in Benambra, equating to approximately $7,800/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Benambra?

The median monthly mortgage repayment in Benambra is $1,142, or approximately $13,704/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Benambra cash-flow positive for investors?

A median weekly rent of $150 works out to $650/month, covering 57% of the median mortgage repayment of $1,142/month. That leaves a $492/month shortfall (around $5,904/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Benambra?

The main risks are a thin buyer pool (173 residents), interest-rate sensitivity on the $1,142 median mortgage, below-median household incomes ($52,884 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Benambra profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources