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Suburb Insights · VIC 3136

Croydon North, VIC 3136 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Croydon North is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 8,092, making it a smaller community. Located approximately 29 km from the Melbourne CBD, Croydon North is a middle ring area in Victoria. The median household income is $112,112 per year.

Investment Score

79 / 100 Good

Croydon North benefits from a high-income resident base, supporting premium property pricing.

Location

Melbourne
Croydon North
Victoria · 3136
29 km from Melbourne CBD
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Key Indicators

Postcode
3136

Official Australia Post postcode for Croydon North. A postcode may cover multiple suburbs.

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Population
8,092

Usual resident population at the most recent census.

Median weekly rent
$410/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$112,112/yr

Annual median household income (before tax) across all households.

Distance to CBD
29 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
3

Estimated 3 parks and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
90% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Croydon North

Who Croydon North Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the Victoria median — stretch goal.
💼ProfessionalsAround 29 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Local parks and reserves (around 3) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Median mortgage sits above the Victoria state median — entry costs are stretched.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

8,092 residents places Croydon North squarely in the middle of the Victoria suburb size distribution (state median 7,416), with market depth comparable to most VIC localities. Median household income of $112,112/year runs 18% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $410/week (82% coverage of the $2,167/month median mortgage) leaves a gap of roughly $390/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 29 km from Melbourne, Croydon North is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price.

Investment Tip

This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 19% of household income — a useful sanity check on tenant affordability.

Croydon North vs Victoria Median

How Croydon North stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Croydon North sits above the state median; negative means below.

MetricCroydon NorthVIC medianΔ vs state
Population8,0927,416+9%
Median household income$112,112/yr$95,160/yr+18%
Median rent (weekly)$410$380+8%
Median mortgage (monthly)$2,167$1,950+11%
Distance to CBD29 km32 km-9%
Separate houses90%78%+12pp

Investor Checklist

Pre-inspection briefing for Croydon North — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 8,092 and household income close to the VIC median ($112,112 vs $95,160) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

⚠️
Rental Yield

Moderate rental coverage: rent of $410/week covers 82% of a $2,167/month mortgage, leaving a $390/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

A dwelling mix skewed to houses (90% vs 78% VIC median) combined with a population of 8,092 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.

Risk Factors

Run the numbers on a Croydon North property

Full Property Analysis

30-year projections for Croydon North

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Strong

Property values in Croydon North should track the wider Victoria market through 2026, with the $112,112/year median household income (18% above the $95,160 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~82% of the typical mortgage ($1,777/month rent vs $2,167/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 79/100 places Croydon North in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Croydon North a good suburb for investment?

Croydon North scores 79/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 8,092, median household income of $112,112/year and median weekly rent of $410. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Croydon North?

The main demand drivers in Croydon North are an above-state-median household income of $112,112/year, a dwelling mix that is 90% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Croydon North?

Croydon North has a usual resident population of approximately 8,092, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Croydon North from the Melbourne CBD?

Croydon North sits 29 km straight-line from the Melbourne CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Croydon North?

The most recent census recorded a median weekly rent of $410 in Croydon North, equating to approximately $21,320/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Croydon North?

The median monthly mortgage repayment in Croydon North is $2,167, or approximately $26,004/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Croydon North cash-flow positive for investors?

A median weekly rent of $410 works out to $1,777/month, covering 82% of the median mortgage repayment of $2,167/month. That leaves a $390/month shortfall (around $4,680/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Croydon North?

The main risks are interest-rate sensitivity on the $2,167 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Croydon North profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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