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Suburb Insights · VIC 3551

Huntly, VIC 3551 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Huntly is a regional centre in Victoria, Australia, with a population of approximately 3,585, making it a boutique locality. Located approximately 141 km from the Melbourne CBD, Huntly is a regional area in Victoria. The median household income is $97,864 per year.

Investment Score

54 / 100 Moderate

Huntly benefits from a high-income resident base, supporting premium property pricing. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Melbourne
Huntly
Victoria · 3551
141 km from Melbourne CBD
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Key Indicators

Postcode
3551

Official Australia Post postcode for Huntly. A postcode may cover multiple suburbs.

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Population
3,585

Usual resident population at the most recent census.

Median weekly rent
$360/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$97,864/yr

Annual median household income (before tax) across all households.

Distance to CBD
141 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,517/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
95% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Huntly

Who Huntly Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Victoria median.
💼ProfessionalsAround 141 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Victoria median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (141 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Huntly is a smaller community of 3,585 — about 48% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $97,864/year, household income in Huntly is within 3% of the Victoria median ($95,160), placing the suburb firmly in the state's mainstream demographic band. Median weekly rent of $360 equates to $1,560/month — about 103% of the median mortgage repayment of $1,517/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Huntly is 141 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 95% of dwellings — 17 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 19% of household income — a useful sanity check on tenant affordability.

Huntly vs Victoria Median

How Huntly stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Huntly sits above the state median; negative means below.

MetricHuntlyVIC medianΔ vs state
Population3,5857,416-52%
Median household income$97,864/yr$95,160/yr+3%
Median rent (weekly)$360$380-5%
Median mortgage (monthly)$1,517$1,950-22%
Distance to CBD141 km32 km+341%
Separate houses95%78%+17pp

Investor Checklist

Pre-inspection briefing for Huntly — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Huntly's 3,585-person market and $97,864 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $360/week (~$1,560/month) covers 103% of the $1,517/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 95% houses in a 3,585-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Huntly property

Full Property Analysis

30-year projections for Huntly

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Huntly are modest for 2026 — incomes close to the VIC median of $95,160 and a population of 3,585 suggest gains will lag headline metro markets. Rental coverage runs at ~103% of the typical mortgage ($1,560/month rent vs $1,517/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 54/100 places Huntly in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Huntly a good suburb for investment?

Huntly scores 54/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 3,585, median household income of $97,864/year and median weekly rent of $360. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Huntly?

The main demand drivers in Huntly are an above-state-median household income of $97,864/year, a dwelling mix that is 95% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Huntly?

Huntly has a usual resident population of approximately 3,585, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Huntly from the Melbourne CBD?

Huntly sits 141 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Huntly?

The most recent census recorded a median weekly rent of $360 in Huntly, equating to approximately $18,720/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Huntly?

The median monthly mortgage repayment in Huntly is $1,517, or approximately $18,204/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Huntly cash-flow positive for investors?

A median weekly rent of $360 works out to $1,560/month, covering 103% of the median mortgage repayment of $1,517/month. That means rent exceeds the median repayment by roughly $43/month, so on these numbers Huntly leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Huntly?

The main risks are a thin buyer pool (3,585 residents), interest-rate sensitivity on the $1,517 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Huntly profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources