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Suburb Insights · VIC 3480

Jeffcott, VIC 3480 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Jeffcott is a regional centre in Victoria, Australia, with a population of approximately 34, making it a boutique locality. Located approximately 232 km from the Melbourne CBD, Jeffcott is a regional area in Victoria. The median household income is $87,724 per year.

Investment Score

38 / 100 Weak

Moderate income levels in Jeffcott indicate steady rental demand from working households. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Jeffcott
Victoria · 3480
232 km from Melbourne CBD
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Key Indicators

Postcode
3480

Official Australia Post postcode for Jeffcott. A postcode may cover multiple suburbs.

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Population
34

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$87,724/yr

Annual median household income (before tax) across all households.

Distance to CBD
232 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$921/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
81% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Jeffcott is a smaller community of 34 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $87,724/year is 8% below the Victoria median of $95,160, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Jeffcott is 232 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Jeffcott vs Victoria Median

How Jeffcott stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Jeffcott sits above the state median; negative means below.

MetricJeffcottVIC medianΔ vs state
Population347,416-100%
Median household income$87,724/yr$95,160/yr-8%
Median mortgage (monthly)$921$1,950-53%
Distance to CBD232 km32 km+625%
Separate houses81%78%+3pp

Investor Checklist

Pre-inspection briefing for Jeffcott — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 34 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Median rental data was not captured for Jeffcott. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 81% houses in a 34-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Jeffcott property

Full Property Analysis

30-year projections for Jeffcott

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Jeffcott are modest for 2026 — incomes 8% below the VIC median of $95,160 and a population of 34 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Jeffcott. The EquitySight investment score of 38/100 places Jeffcott in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Jeffcott a good suburb for investment?

Jeffcott scores 38/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 34, median household income of $87,724/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Jeffcott?

The main demand drivers in Jeffcott are a median household income of $87,724/year, a dwelling mix that is 81% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Jeffcott?

Jeffcott has a usual resident population of approximately 34, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Jeffcott from the Melbourne CBD?

Jeffcott sits 232 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Jeffcott?

A reliable median rent was not captured for Jeffcott. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Jeffcott?

The median monthly mortgage repayment in Jeffcott is $921, or approximately $11,052/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Jeffcott cash-flow positive for investors?

Census data was not complete enough in Jeffcott to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Jeffcott?

The main risks are a thin buyer pool (34 residents), interest-rate sensitivity on the $921 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Jeffcott profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources