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ABS 2021 Census · Updated 21 May 2026
Lake Mundi is a regional centre in Victoria, Australia, with a population of approximately 37, making it a boutique locality. Located approximately 344 km from the Melbourne CBD, Lake Mundi is a regional area in Victoria. The median household income is $110,448 per year.
Lake Mundi benefits from a high-income resident base, supporting premium property pricing. Distance from major centres is a consideration, though regional markets can offer higher rental yields.
Official Australia Post postcode for Lake Mundi. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Lake Mundi on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Lake Mundi is a smaller community of 37 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $110,448/year runs 16% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $180 equates to $780/month — about 90% of the median mortgage repayment of $867/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Lake Mundi is 344 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 63% of dwellings are separate houses (vs 78% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Lake Mundi stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Lake Mundi sits above the state median; negative means below.
| Metric | Lake Mundi | VIC median | Δ vs state |
|---|---|---|---|
| Population | 37 | 7,416 | -100% |
| Median household income | $110,448/yr | $95,160/yr | +16% |
| Median rent (weekly) | $180 | $380 | -53% |
| Median mortgage (monthly) | $867 | $1,950 | -56% |
| Distance to CBD | 344 km | 32 km | +975% |
| Separate houses | 63% | 78% | -15pp |
Pre-inspection briefing for Lake Mundi — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 37 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.
Strong rental coverage: $180/week (~$780/month) covers 90% of the $867/month median mortgage repayment, so the shortfall sits at just $87/month. Investors targeting positive cash flow should shortlist this suburb.
Only 63% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Lake Mundi property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Lake Mundi are modest for 2026 — incomes 16% above the VIC median of $95,160 and a population of 37 suggest gains will lag headline metro markets. Rental coverage runs at ~90% of the typical mortgage ($780/month rent vs $867/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 46/100 places Lake Mundi in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Lake Mundi scores 46/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 37, median household income of $110,448/year and median weekly rent of $180. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Lake Mundi are an above-state-median household income of $110,448/year, a dwelling mix that is 63% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Lake Mundi has a usual resident population of approximately 37, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Lake Mundi sits 344 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $180 in Lake Mundi, equating to approximately $9,360/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Lake Mundi is $867, or approximately $10,404/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $180 works out to $780/month, covering 90% of the median mortgage repayment of $867/month. That leaves a $87/month shortfall (around $1,044/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (37 residents), interest-rate sensitivity on the $867 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.