Suburb Overview
Laverton is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 4,760, making it a boutique locality. Located approximately 18 km from the Melbourne CBD, Laverton is a middle ring area in Victoria. The median household income is $78,624 per year.
Location
Key Indicators
Postcode
3028
Postcode for Laverton, from a community postcode dataset cross-checked against Australia Post. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →
Population
4,760
Usual resident population at the most recent census.
Median weekly rent
$330/wk
Median weekly rent recorded at the 2021 Census — market rents have risen since, so treat this as a dated baseline, not a current figure.
Median household income
$78,624
Annual median household income (before tax) across all households.
Distance to CBD
18 km
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Sale prices & yield
Median house price
$600,000
Median house sale price — as at 2025 (preliminary), Valuer-General Victoria (CC BY 4.0).
Median unit price
$527,500
Median unit sale price — as at 2025 (preliminary), Valuer-General Victoria (CC BY 4.0).
Housing
Median monthly mortgage
$1,700/mo
Monthly median mortgage repayment for households currently paying off a mortgage.
Home type
68% houses
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Why People Like Living in Laverton
- Middle-ring location about 18 km from Melbourne — balance of commute and affordability.
- Local parks and reserves (around 2) within easy reach.
- Reasonable transport access — car-friendly with some public transport options.
- Established streets, local shops, and schools within the neighbourhood.
Who Laverton Suits
Pros and Cons
Pros
- Rent sits within an affordable share of local incomes, supporting tenant demand.
- Mortgage costs are lower than the Victoria median, improving cash-flow margins.
- Solid transport links into employment hubs.
Cons
- Fewer schools inside the suburb itself — verify catchments for neighbouring areas.
- Traffic can build during peak hours, especially on arterial roads.
Investment Insight
Laverton is a smaller community of 4,760 — about 64% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $78,624/year is 17% below the Victoria median of $95,160, typically translating into lower entry prices and a tenant base more sensitive to rent increases. At the 2021 Census, rent of $330/week covered 84% of the $1,700/month median mortgage recorded at the same Census, leaving a gap of roughly $270/month at the time. Rents and repayments have both risen since — re-run the numbers with current figures before drawing conclusions. 18 km from Melbourne places Laverton in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.
Investment Tip
This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. At the 2021 Census, local rents consumed roughly 22% of household income — a dated but useful sanity check on tenant affordability.
Laverton vs Victoria Median
How Laverton stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Laverton sits above the state median; negative means below.
| Metric | Laverton | VIC median | Δ vs state |
|---|---|---|---|
| Population | 4,760 | 7,416 | -36% |
| Median household income | $78,624/yr | $95,160/yr | -17% |
| Median rent (weekly, 2021 Census) | $330 | $380 | -13% |
| Median mortgage (monthly, 2021 Census) | $1,700 | $1,950 | -13% |
| Distance to CBD | 18 km | 32 km | -44% |
| Separate houses | 68% | 78% | -10pp |
Investor Checklist
Pre-inspection briefing for Laverton — every item is derived from public datasets, with full citations in our data sources page.
- Market depth: 4,760 residents — 64% of the VIC suburb median (7,416).
- Purchasing power: median household income $78,624/year (-17% vs Victoria suburb median of $95,160).
- Cash-flow coverage (2021 Census): $330/week rent (≈ $1,430/month) covered ~84% of the $1,700/month median mortgage at the 2021 Census — verify against current rents and rates.
- CBD access: 18 km straight-line from Melbourne (state suburb median 32 km).
- Dwelling mix: 68% separate houses — mixed market (vs 78% state median).
- Rate stress-test: budget ~$170/month extra for a 1-percentage-point RBA rate rise on top of the $1,700/month median repayment.
- Tenant rent burden: 22% of the median household income is spent on rent — comfortably affordable.
Investment Strategy
Moderate buy-and-hold potential: Laverton's 4,760-person market and $78,624 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Moderate rental coverage at the 2021 Census: rent of $330/week covered 84% of a $1,700/month mortgage, a $270/month gap bridged with equity, depreciation and tax benefits. Re-check with current rents and rates before committing.
Only 68% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Risk Factors
- Interest-rate sensitivity: the $1,700/month median mortgage in Laverton means a 1-percentage-point RBA rate rise could add roughly $170/month to repayments, reducing buyer borrowing capacity and cooling prices.
- Income vulnerability: household incomes in Laverton are 17% below the Victoria median ($78,624 vs $95,160), which tends to compress rent growth and increases exposure to local unemployment shocks.
- Liquidity risk: with 4,760 residents, Laverton has a thinner pool of buyers and tenants than larger suburbs. Expect longer days-on-market on resale and budget for potential vacancy gaps between tenancies.
- Regulatory risk: changes to Australian tax settings (negative gearing, CGT discount, foreign-buyer surcharges, land-tax thresholds) could reshape after-tax returns in Laverton regardless of local market conditions.
- Market cycle risk: property markets are cyclical, so stress-test your projections in Laverton with a 10–15% price pullback scenario before committing capital — returns to date are not a guarantee of future performance.
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Start your first-home journey →2026 Outlook
Capital-growth expectations for Laverton are modest for 2026 — incomes 17% below the VIC median of $95,160 and a population of 4,760 suggest gains will lag headline metro markets. At the 2021 Census, rental coverage ran at ~84% of the typical mortgage ($1,430/month rent vs $1,700/month repayment), keeping cash flow in positive or near-neutral territory. Verify against current rents and rates. Overall investor sentiment for Laverton is balanced heading into the second half of 2026, based on its income, rent and mortgage profile relative to the Victoria median.
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Frequently Asked Questions
Is Laverton a good suburb for investment?
Whether Laverton suits you depends on your strategy, but the fundamentals are concrete: a population of 4,760, a median household income of $78,624/year and median weekly rent of $330. Weigh those against your goal — cash flow, capital growth, or a value-add renovation — each of which we break down with suburb-specific ABS numbers elsewhere on this page.
What drives property demand in Laverton?
The main demand drivers in Laverton are proximity to Melbourne (18 km), a median household income of $78,624/year, a dwelling mix that is 68% separate houses. Together these shape both owner-occupier and tenant demand.
What is the population of Laverton?
Laverton has a usual resident population of approximately 4,760, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
How far is Laverton from the Melbourne CBD?
Laverton sits 18 km straight-line from the Melbourne CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.
What is the median rent in Laverton?
The most recent census recorded a median weekly rent of $330 in Laverton, equating to approximately $17,160/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
What is the typical mortgage repayment in Laverton?
The median monthly mortgage repayment in Laverton is $1,700, or approximately $20,400/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Is Laverton cash-flow positive for investors?
A median weekly rent of $330 works out to $1,430/month, covering 84% of the median mortgage repayment of $1,700/month. That leaves a $270/month shortfall (around $3,240/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
What are the main risks of investing in Laverton?
The main risks are a thin buyer pool (4,760 residents), interest-rate sensitivity on the $1,700 median mortgage, below-median household incomes ($78,624 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
How we built this Laverton profile
The population, postcode, median household income, and dwelling mix on this page are real figures from the ABS 2021 Census (income is the ABS median weekly household income annualised) and Australia Post. Distance to the CBD is calculated from the suburb's ABS centroid. The Census median rent and mortgage repayment are 2021 figures and are clearly labelled as such wherever they appear — they are five years old and have moved substantially since. We do not publish an investment score or school/park counts for this suburb. See our methodology and data sources for exactly what's measured and what's estimated.