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Suburb Insights · VIC 3575

Loddon Vale, VIC 3575 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Loddon Vale is a regional centre in Victoria, Australia, with a population of approximately 24, making it a boutique locality. Located approximately 221 km from the Melbourne CBD, Loddon Vale is a regional area in Victoria. The median household income is $54,132 per year.

Investment Score

25 / 100 Weak

Household earnings in Loddon Vale are below the state average, which may affect long-term capital growth. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Melbourne
Loddon Vale
Victoria · 3575
221 km from Melbourne CBD
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Key Indicators

Postcode
3575

Official Australia Post postcode for Loddon Vale. A postcode may cover multiple suburbs.

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Population
24

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$54,132/yr

Annual median household income (before tax) across all households.

Distance to CBD
221 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
N/A

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
77% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Loddon Vale is a smaller community of 24 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Loddon Vale's median household income of $54,132/year is 43% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Loddon Vale is 221 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Loddon Vale vs Victoria Median

How Loddon Vale stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Loddon Vale sits above the state median; negative means below.

MetricLoddon ValeVIC medianΔ vs state
Population247,416-100%
Median household income$54,132/yr$95,160/yr-43%
Distance to CBD221 km32 km+591%
Separate houses77%78%-1pp

Investor Checklist

Pre-inspection briefing for Loddon Vale — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 24 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Median rental data was not captured for Loddon Vale. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 77% houses in a 24-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Loddon Vale property

Full Property Analysis

30-year projections for Loddon Vale

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Loddon Vale are modest for 2026 — incomes 43% below the VIC median of $95,160 and a population of 24 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Loddon Vale. The EquitySight investment score of 25/100 places Loddon Vale in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Loddon Vale a good suburb for investment?

Loddon Vale scores 25/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 24, median household income of $54,132/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Loddon Vale?

The main demand drivers in Loddon Vale are a median household income of $54,132/year, a dwelling mix that is 77% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Loddon Vale?

Loddon Vale has a usual resident population of approximately 24, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Loddon Vale from the Melbourne CBD?

Loddon Vale sits 221 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Loddon Vale?

A reliable median rent was not captured for Loddon Vale. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Loddon Vale?

A reliable median mortgage figure was not captured for Loddon Vale. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.

Is Loddon Vale cash-flow positive for investors?

Census data was not complete enough in Loddon Vale to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Loddon Vale?

The main risks are a thin buyer pool (24 residents), interest-rate sensitivity, below-median household incomes ($54,132 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Loddon Vale profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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