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ABS 2021 Census · Updated 21 May 2026
Loy Yang is a regional centre in Victoria, Australia, with a population of approximately 7, making it a boutique locality. Located approximately 149 km from the Melbourne CBD, Loy Yang is a regional area in Victoria. The median household income is $71,000 per year.
Lower income levels in Loy Yang typically translate to more affordable entry points for investors. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.
Official Australia Post postcode for Loy Yang. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Loy Yang on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Loy Yang is a smaller community of 7 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Loy Yang's median household income of $71,000/year is 25% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Loy Yang is 149 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Loy Yang stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Loy Yang sits above the state median; negative means below.
| Metric | Loy Yang | VIC median | Δ vs state |
|---|---|---|---|
| Population | 7 | 7,416 | -100% |
| Median household income | $71,000/yr | $95,160/yr | -25% |
| Distance to CBD | 149 km | 32 km | +366% |
Pre-inspection briefing for Loy Yang — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 7 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.
Median rental data was not captured for Loy Yang. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.
With a population of 7, the resale market in Loy Yang may not reliably reward cosmetic renovations — a longer hold is typically a better strategy at this scale, letting land-value appreciation do the work instead.
Run the numbers on a Loy Yang property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Loy Yang are modest for 2026 — incomes 25% below the VIC median of $95,160 and a population of 7 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Loy Yang. The EquitySight investment score of 31/100 places Loy Yang in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Loy Yang scores 31/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 7, median household income of $71,000/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Loy Yang are a median household income of $71,000/year, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Loy Yang has a usual resident population of approximately 7, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Loy Yang sits 149 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
A reliable median rent was not captured for Loy Yang. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.
A reliable median mortgage figure was not captured for Loy Yang. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.
Census data was not complete enough in Loy Yang to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.
The main risks are a thin buyer pool (7 residents), interest-rate sensitivity, below-median household incomes ($71,000 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.