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Suburb Insights · VIC 3782

Macclesfield, VIC 3782 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Macclesfield is a regional centre in Victoria, Australia, with a population of approximately 878, making it a boutique locality. Located approximately 47 km from the Melbourne CBD, Macclesfield is a regional area in Victoria. The median household income is $117,884 per year.

Investment Score

55 / 100 Moderate

Above-average earnings in Macclesfield support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Macclesfield
Victoria · 3782
47 km from Melbourne CBD
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Key Indicators

Postcode
3782

Official Australia Post postcode for Macclesfield. A postcode may cover multiple suburbs.

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Population
878

Usual resident population at the most recent census.

Median weekly rent
$289/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$117,884/yr

Annual median household income (before tax) across all households.

Distance to CBD
47 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
94% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Macclesfield is a smaller community of 878 — about 12% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $117,884/year runs 24% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $289/week (~$1,252/month) covers only 58% of the median mortgage of $2,167/month — the remaining $915/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 47 km from Melbourne, Macclesfield is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 94% of dwellings — 16 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Macclesfield vs Victoria Median

How Macclesfield stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Macclesfield sits above the state median; negative means below.

MetricMacclesfieldVIC medianΔ vs state
Population8787,416-88%
Median household income$117,884/yr$95,160/yr+24%
Median rent (weekly)$289$380-24%
Median mortgage (monthly)$2,167$1,950+11%
Distance to CBD47 km32 km+47%
Separate houses94%78%+16pp

Investor Checklist

Pre-inspection briefing for Macclesfield — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 878 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $289/week rent covers only 58% of the $2,167/month median mortgage — a $915/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 94% houses in a 878-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Macclesfield property

Full Property Analysis

30-year projections for Macclesfield

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Macclesfield are modest for 2026 — incomes 24% above the VIC median of $95,160 and a population of 878 suggest gains will lag headline metro markets. Rental coverage runs at ~58% of the typical mortgage ($1,252/month rent vs $2,167/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 55/100 places Macclesfield in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Macclesfield a good suburb for investment?

Macclesfield scores 55/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 878, median household income of $117,884/year and median weekly rent of $289. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Macclesfield?

The main demand drivers in Macclesfield are an above-state-median household income of $117,884/year, a dwelling mix that is 94% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Macclesfield?

Macclesfield has a usual resident population of approximately 878, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Macclesfield from the Melbourne CBD?

Macclesfield sits 47 km straight-line from the Melbourne CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Macclesfield?

The most recent census recorded a median weekly rent of $289 in Macclesfield, equating to approximately $15,028/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Macclesfield?

The median monthly mortgage repayment in Macclesfield is $2,167, or approximately $26,004/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Macclesfield cash-flow positive for investors?

A median weekly rent of $289 works out to $1,252/month, covering 58% of the median mortgage repayment of $2,167/month. That leaves a $915/month shortfall (around $10,980/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Macclesfield?

The main risks are a thin buyer pool (878 residents), interest-rate sensitivity on the $2,167 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Macclesfield profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources