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ABS 2021 Census · Updated 21 May 2026
Mont Albert North is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 5,609, making it a smaller community. Located approximately 13 km from the Melbourne CBD, Mont Albert North is a middle ring area in Victoria. The median household income is $113,568 per year.
Above-average earnings in Mont Albert North support sustained property values. The short commute to the city centre is a key demand driver.
Official Australia Post postcode for Mont Albert North. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Mont Albert North on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Mont Albert North is a smaller community of 5,609 — about 76% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $113,568/year runs 19% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $500/week (77% coverage of the $2,817/month median mortgage) leaves a gap of roughly $650/month that a typical investor bridges with negative gearing, depreciation and capital growth. 13 km from Melbourne places Mont Albert North in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Only 58% of dwellings are separate houses (vs 78% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 23% of household income — a useful sanity check on tenant affordability.
How Mont Albert North stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Mont Albert North sits above the state median; negative means below.
| Metric | Mont Albert North | VIC median | Δ vs state |
|---|---|---|---|
| Population | 5,609 | 7,416 | -24% |
| Median household income | $113,568/yr | $95,160/yr | +19% |
| Median rent (weekly) | $500 | $380 | +32% |
| Median mortgage (monthly) | $2,817 | $1,950 | +44% |
| Distance to CBD | 13 km | 32 km | -59% |
| Separate houses | 58% | 78% | -20pp |
Pre-inspection briefing for Mont Albert North — every item is derived from public datasets, with full citations in our data sources page.
Strong buy-and-hold fundamentals: household incomes run 19% above the Victoria suburb median ($113,568 vs $95,160), and the 13 km CBD distance keeps this suburb in the primary demand zone. In Victoria, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.
Moderate rental coverage: rent of $500/week covers 77% of a $2,817/month mortgage, leaving a $650/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 58% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Mont Albert North property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Mont Albert North enters 2026 with a demographic tailwind — household incomes 19% above the Victoria suburb median of $95,160 and a population of 5,609 give it the depth and purchasing power to outperform the wider VIC market over the next 12–18 months. Rental coverage runs at ~77% of the typical mortgage ($2,167/month rent vs $2,817/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 81/100 places Mont Albert North in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Mont Albert North scores 81/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 5,609, median household income of $113,568/year and median weekly rent of $500. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Mont Albert North are proximity to Melbourne (13 km), an above-state-median household income of $113,568/year, a dwelling mix that is 58% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Mont Albert North has a usual resident population of approximately 5,609, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Mont Albert North sits 13 km straight-line from the Melbourne CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.
The most recent census recorded a median weekly rent of $500 in Mont Albert North, equating to approximately $26,000/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Mont Albert North is $2,817, or approximately $33,804/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $500 works out to $2,167/month, covering 77% of the median mortgage repayment of $2,817/month. That leaves a $650/month shortfall (around $7,800/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $2,817 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.