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Suburb Insights · VIC 3740

Mount Buffalo, VIC 3740 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mount Buffalo is a regional centre in Victoria, Australia, with a population of approximately 5, making it a boutique locality. Located approximately 201 km from the Melbourne CBD, Mount Buffalo is a regional area in Victoria. The median household income is $117,000 per year.

Investment Score

51 / 100 Moderate

Strong household incomes in Mount Buffalo underpin solid property demand. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Melbourne
Mount Buffalo
Victoria · 3740
201 km from Melbourne CBD
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Key Indicators

Postcode
3740

Official Australia Post postcode for Mount Buffalo. A postcode may cover multiple suburbs.

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Population
5

Usual resident population at the most recent census.

Median weekly rent
$220/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$117,000/yr

Annual median household income (before tax) across all households.

Distance to CBD
201 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
N/A

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
N/A

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mount Buffalo is a smaller community of 5 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $117,000/year runs 23% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. The median weekly rent of $220 translates to approximately $11,440/year in gross rental income, setting the upper bound on yield before vacancy, rates, insurance and maintenance. Mount Buffalo is 201 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Mount Buffalo vs Victoria Median

How Mount Buffalo stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Mount Buffalo sits above the state median; negative means below.

MetricMount BuffaloVIC medianΔ vs state
Population57,416-100%
Median household income$117,000/yr$95,160/yr+23%
Median rent (weekly)$220$380-42%
Distance to CBD201 km32 km+528%

Investor Checklist

Pre-inspection briefing for Mount Buffalo — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 5 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Gross rent of $220/week (~$11,440/year) sets the yield ceiling. Cross-check against your purchase price to confirm whether this suburb hits the 4–5% gross yield most Australian investors target.

Renovation / Flip

With a population of 5, the resale market in Mount Buffalo may not reliably reward cosmetic renovations — a longer hold is typically a better strategy at this scale, letting land-value appreciation do the work instead.

Risk Factors

Run the numbers on a Mount Buffalo property

Full Property Analysis

30-year projections for Mount Buffalo

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Mount Buffalo are modest for 2026 — incomes 23% above the VIC median of $95,160 and a population of 5 suggest gains will lag headline metro markets. Rents sit around $220/week, setting the baseline gross rental income at roughly $11,440/year — refine this against current listings before running your numbers. The EquitySight investment score of 51/100 places Mount Buffalo in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Mount Buffalo a good suburb for investment?

Mount Buffalo scores 51/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 5, median household income of $117,000/year and median weekly rent of $220. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mount Buffalo?

The main demand drivers in Mount Buffalo are an above-state-median household income of $117,000/year, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mount Buffalo?

Mount Buffalo has a usual resident population of approximately 5, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mount Buffalo from the Melbourne CBD?

Mount Buffalo sits 201 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mount Buffalo?

The most recent census recorded a median weekly rent of $220 in Mount Buffalo, equating to approximately $11,440/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mount Buffalo?

A reliable median mortgage figure was not captured for Mount Buffalo. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.

Is Mount Buffalo cash-flow positive for investors?

Census data was not complete enough in Mount Buffalo to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Mount Buffalo?

The main risks are a thin buyer pool (5 residents), interest-rate sensitivity, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mount Buffalo profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources