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Suburb Insights · VIC 3646

Mount Major, VIC 3646 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mount Major is a regional centre in Victoria, Australia, with a population of approximately 10, making it a boutique locality. Located approximately 174 km from the Melbourne CBD, Mount Major is a regional area in Victoria. The median household income is $142,948 per year.

Investment Score

47 / 100 Moderate

Strong household incomes in Mount Major underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Mount Major
Victoria · 3646
174 km from Melbourne CBD
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Key Indicators

Postcode
3646

Official Australia Post postcode for Mount Major. A postcode may cover multiple suburbs.

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Population
10

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$142,948/yr

Annual median household income (before tax) across all households.

Distance to CBD
174 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,238/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
100% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mount Major is a smaller community of 10 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $142,948/year runs 50% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Mount Major is 174 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 100% of dwellings — 22 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Mount Major vs Victoria Median

How Mount Major stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Mount Major sits above the state median; negative means below.

MetricMount MajorVIC medianΔ vs state
Population107,416-100%
Median household income$142,948/yr$95,160/yr+50%
Median mortgage (monthly)$2,238$1,950+15%
Distance to CBD174 km32 km+444%
Separate houses100%78%+22pp

Investor Checklist

Pre-inspection briefing for Mount Major — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 10 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Median rental data was not captured for Mount Major. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 100% houses in a 10-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mount Major property

Full Property Analysis

30-year projections for Mount Major

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mount Major are modest for 2026 — incomes 50% above the VIC median of $95,160 and a population of 10 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Mount Major. The EquitySight investment score of 47/100 places Mount Major in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mount Major a good suburb for investment?

Mount Major scores 47/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 10, median household income of $142,948/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mount Major?

The main demand drivers in Mount Major are an above-state-median household income of $142,948/year, a dwelling mix that is 100% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mount Major?

Mount Major has a usual resident population of approximately 10, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mount Major from the Melbourne CBD?

Mount Major sits 174 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mount Major?

A reliable median rent was not captured for Mount Major. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Mount Major?

The median monthly mortgage repayment in Mount Major is $2,238, or approximately $26,856/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mount Major cash-flow positive for investors?

Census data was not complete enough in Mount Major to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Mount Major?

The main risks are a thin buyer pool (10 residents), interest-rate sensitivity on the $2,238 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mount Major profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources