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Suburb Insights · VIC 3705

Nariel Valley, VIC 3705 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Nariel Valley is a regional centre in Victoria, Australia, with a population of approximately 87, making it a boutique locality. Located approximately 293 km from the Melbourne CBD, Nariel Valley is a regional area in Victoria. The median household income is $81,224 per year.

Investment Score

37 / 100 Weak

Moderate income levels in Nariel Valley indicate steady rental demand from working households. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Nariel Valley
Victoria · 3705
293 km from Melbourne CBD
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Key Indicators

Postcode
3705

Official Australia Post postcode for Nariel Valley. A postcode may cover multiple suburbs.

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Population
87

Usual resident population at the most recent census.

Median weekly rent
$165/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$81,224/yr

Annual median household income (before tax) across all households.

Distance to CBD
293 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$70/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
100% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Nariel Valley is a smaller community of 87 — about 1% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $81,224/year is 15% below the Victoria median of $95,160, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median weekly rent of $165 equates to $715/month — about 1021% of the median mortgage repayment of $70/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Nariel Valley is 293 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 100% of dwellings — 22 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Nariel Valley vs Victoria Median

How Nariel Valley stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Nariel Valley sits above the state median; negative means below.

MetricNariel ValleyVIC medianΔ vs state
Population877,416-99%
Median household income$81,224/yr$95,160/yr-15%
Median rent (weekly)$165$380-57%
Median mortgage (monthly)$70$1,950-96%
Distance to CBD293 km32 km+816%
Separate houses100%78%+22pp

Investor Checklist

Pre-inspection briefing for Nariel Valley — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 87 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Strong rental coverage: $165/week (~$715/month) covers 1021% of the $70/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 100% houses in a 87-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Nariel Valley property

Full Property Analysis

30-year projections for Nariel Valley

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Nariel Valley are modest for 2026 — incomes 15% below the VIC median of $95,160 and a population of 87 suggest gains will lag headline metro markets. Rental coverage runs at ~1021% of the typical mortgage ($715/month rent vs $70/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 37/100 places Nariel Valley in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Nariel Valley a good suburb for investment?

Nariel Valley scores 37/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 87, median household income of $81,224/year and median weekly rent of $165. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Nariel Valley?

The main demand drivers in Nariel Valley are a median household income of $81,224/year, a dwelling mix that is 100% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Nariel Valley?

Nariel Valley has a usual resident population of approximately 87, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Nariel Valley from the Melbourne CBD?

Nariel Valley sits 293 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Nariel Valley?

The most recent census recorded a median weekly rent of $165 in Nariel Valley, equating to approximately $8,580/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Nariel Valley?

The median monthly mortgage repayment in Nariel Valley is $70, or approximately $840/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Nariel Valley cash-flow positive for investors?

A median weekly rent of $165 works out to $715/month, covering 1021% of the median mortgage repayment of $70/month. That means rent exceeds the median repayment by roughly $645/month, so on these numbers Nariel Valley leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Nariel Valley?

The main risks are a thin buyer pool (87 residents), interest-rate sensitivity on the $70 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Nariel Valley profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources