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Suburb Insights · VIC 3951

Outtrim, VIC 3951 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Outtrim is a regional centre in Victoria, Australia, with a population of approximately 270, making it a boutique locality. Located approximately 106 km from the Melbourne CBD, Outtrim is a regional area in Victoria. The median household income is $80,600 per year.

Investment Score

34 / 100 Weak

Household incomes in Outtrim sit in a comfortable mid-range for the Victoria market. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Outtrim
Victoria · 3951
106 km from Melbourne CBD
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Key Indicators

Postcode
3951

Official Australia Post postcode for Outtrim. A postcode may cover multiple suburbs.

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Population
270

Usual resident population at the most recent census.

Median weekly rent
$250/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$80,600/yr

Annual median household income (before tax) across all households.

Distance to CBD
106 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
86% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Outtrim is a smaller community of 270 — about 4% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $80,600/year is 15% below the Victoria median of $95,160, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $250/week (72% coverage of the $1,500/month median mortgage) leaves a gap of roughly $417/month that a typical investor bridges with negative gearing, depreciation and capital growth. Outtrim is 106 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Outtrim vs Victoria Median

How Outtrim stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Outtrim sits above the state median; negative means below.

MetricOuttrimVIC medianΔ vs state
Population2707,416-96%
Median household income$80,600/yr$95,160/yr-15%
Median rent (weekly)$250$380-34%
Median mortgage (monthly)$1,500$1,950-23%
Distance to CBD106 km32 km+231%
Separate houses86%78%+8pp

Investor Checklist

Pre-inspection briefing for Outtrim — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 270 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $250/week covers 72% of a $1,500/month mortgage, leaving a $417/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 86% houses in a 270-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Outtrim property

Full Property Analysis

30-year projections for Outtrim

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Outtrim are modest for 2026 — incomes 15% below the VIC median of $95,160 and a population of 270 suggest gains will lag headline metro markets. Rental coverage runs at ~72% of the typical mortgage ($1,083/month rent vs $1,500/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 34/100 places Outtrim in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Outtrim a good suburb for investment?

Outtrim scores 34/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 270, median household income of $80,600/year and median weekly rent of $250. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Outtrim?

The main demand drivers in Outtrim are a median household income of $80,600/year, a dwelling mix that is 86% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Outtrim?

Outtrim has a usual resident population of approximately 270, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Outtrim from the Melbourne CBD?

Outtrim sits 106 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Outtrim?

The most recent census recorded a median weekly rent of $250 in Outtrim, equating to approximately $13,000/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Outtrim?

The median monthly mortgage repayment in Outtrim is $1,500, or approximately $18,000/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Outtrim cash-flow positive for investors?

A median weekly rent of $250 works out to $1,083/month, covering 72% of the median mortgage repayment of $1,500/month. That leaves a $417/month shortfall (around $5,004/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Outtrim?

The main risks are a thin buyer pool (270 residents), interest-rate sensitivity on the $1,500 median mortgage, below-median household incomes ($80,600 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Outtrim profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources