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Suburb Insights · VIC 3269

Port Campbell, VIC 3269 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Port Campbell is a regional centre in Victoria, Australia, with a population of approximately 440, making it a boutique locality. Located approximately 191 km from the Melbourne CBD, Port Campbell is a regional area in Victoria. The median household income is $96,304 per year.

Investment Score

44 / 100 Moderate

Above-average earnings in Port Campbell support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Port Campbell
Victoria · 3269
191 km from Melbourne CBD
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Key Indicators

Postcode
3269

Official Australia Post postcode for Port Campbell. A postcode may cover multiple suburbs.

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Population
440

Usual resident population at the most recent census.

Median weekly rent
$240/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$96,304/yr

Annual median household income (before tax) across all households.

Distance to CBD
191 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,712/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
55% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Port Campbell is a smaller community of 440 — about 6% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $96,304/year, household income in Port Campbell is within 1% of the Victoria median ($95,160), placing the suburb firmly in the state's mainstream demographic band. Median rent of $240/week (~$1,040/month) covers only 61% of the median mortgage of $1,712/month — the remaining $672/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Port Campbell is 191 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 55% of dwellings are separate houses (vs 78% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Port Campbell vs Victoria Median

How Port Campbell stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Port Campbell sits above the state median; negative means below.

MetricPort CampbellVIC medianΔ vs state
Population4407,416-94%
Median household income$96,304/yr$95,160/yr+1%
Median rent (weekly)$240$380-37%
Median mortgage (monthly)$1,712$1,950-12%
Distance to CBD191 km32 km+497%
Separate houses55%78%-23pp

Investor Checklist

Pre-inspection briefing for Port Campbell — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 440 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $240/week rent covers only 61% of the $1,712/month median mortgage — a $672/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 55% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Port Campbell property

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30-year projections for Port Campbell

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Port Campbell are modest for 2026 — incomes close to the VIC median of $95,160 and a population of 440 suggest gains will lag headline metro markets. Rental coverage runs at ~61% of the typical mortgage ($1,040/month rent vs $1,712/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 44/100 places Port Campbell in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Port Campbell a good suburb for investment?

Port Campbell scores 44/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 440, median household income of $96,304/year and median weekly rent of $240. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Port Campbell?

The main demand drivers in Port Campbell are an above-state-median household income of $96,304/year, a dwelling mix that is 55% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Port Campbell?

Port Campbell has a usual resident population of approximately 440, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Port Campbell from the Melbourne CBD?

Port Campbell sits 191 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Port Campbell?

The most recent census recorded a median weekly rent of $240 in Port Campbell, equating to approximately $12,480/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Port Campbell?

The median monthly mortgage repayment in Port Campbell is $1,712, or approximately $20,544/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Port Campbell cash-flow positive for investors?

A median weekly rent of $240 works out to $1,040/month, covering 61% of the median mortgage repayment of $1,712/month. That leaves a $672/month shortfall (around $8,064/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Port Campbell?

The main risks are a thin buyer pool (440 residents), interest-rate sensitivity on the $1,712 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Port Campbell profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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