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Suburb Insights · VIC 3084

Rosanna, VIC 3084 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Rosanna is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 8,616, making it a smaller community. Located approximately 12 km from the Melbourne CBD, Rosanna is a middle ring area in Victoria. The median household income is $115,076 per year.

Investment Score

83 / 100 Strong

Above-average earnings in Rosanna support sustained property values. Close CBD access strengthens tenant appeal and resale value.

Location

Melbourne
Rosanna
Victoria · 3084
12 km from Melbourne CBD
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Key Indicators

Postcode
3084

Official Australia Post postcode for Rosanna. A postcode may cover multiple suburbs.

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Population
8,616

Usual resident population at the most recent census.

Median weekly rent
$421/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$115,076/yr

Annual median household income (before tax) across all households.

Distance to CBD
12 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
3

Estimated 3 parks and green spaces near this suburb.

Median monthly mortgage
$2,482/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
75% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Rosanna

Who Rosanna Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersPrices sit above the Victoria median — stretch goal.
💼ProfessionalsAround 12 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Local parks and reserves (around 3) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Median mortgage sits above the Victoria state median — entry costs are stretched.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

8,616 residents places Rosanna squarely in the middle of the Victoria suburb size distribution (state median 7,416), with market depth comparable to most VIC localities. Median household income of $115,076/year runs 21% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $421/week (73% coverage of the $2,482/month median mortgage) leaves a gap of roughly $658/month that a typical investor bridges with negative gearing, depreciation and capital growth. 12 km from Melbourne places Rosanna in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.

Investment Tip

Middle-ring locations like this one historically reward patient holders — focus on homes near catchment-zone schools and major transport. Local rents consume roughly 19% of household income — a useful sanity check on tenant affordability.

Rosanna vs Victoria Median

How Rosanna stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Rosanna sits above the state median; negative means below.

MetricRosannaVIC medianΔ vs state
Population8,6167,416+16%
Median household income$115,076/yr$95,160/yr+21%
Median rent (weekly)$421$380+11%
Median mortgage (monthly)$2,482$1,950+27%
Distance to CBD12 km32 km-62%
Separate houses75%78%-3pp

Investor Checklist

Pre-inspection briefing for Rosanna — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 21% above the Victoria suburb median ($115,076 vs $95,160), and the 12 km CBD distance keeps this suburb in the primary demand zone. In Victoria, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

⚠️
Rental Yield

Moderate rental coverage: rent of $421/week covers 73% of a $2,482/month mortgage, leaving a $658/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 75% houses in a 8,616-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Rosanna property

Full Property Analysis

30-year projections for Rosanna

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2026 Outlook

Growth: Strong Rental Demand: Moderate Investor Sentiment: Strong

Rosanna enters 2026 with a demographic tailwind — household incomes 21% above the Victoria suburb median of $95,160 and a population of 8,616 give it the depth and purchasing power to outperform the wider VIC market over the next 12–18 months. Rental coverage runs at ~73% of the typical mortgage ($1,824/month rent vs $2,482/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 83/100 places Rosanna in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Rosanna a good suburb for investment?

Rosanna scores 83/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 8,616, median household income of $115,076/year and median weekly rent of $421. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Rosanna?

The main demand drivers in Rosanna are proximity to Melbourne (12 km), an above-state-median household income of $115,076/year, a dwelling mix that is 75% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Rosanna?

Rosanna has a usual resident population of approximately 8,616, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Rosanna from the Melbourne CBD?

Rosanna sits 12 km straight-line from the Melbourne CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Rosanna?

The most recent census recorded a median weekly rent of $421 in Rosanna, equating to approximately $21,892/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Rosanna?

The median monthly mortgage repayment in Rosanna is $2,482, or approximately $29,784/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Rosanna cash-flow positive for investors?

A median weekly rent of $421 works out to $1,824/month, covering 73% of the median mortgage repayment of $2,482/month. That leaves a $658/month shortfall (around $7,896/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Rosanna?

The main risks are interest-rate sensitivity on the $2,482 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Rosanna profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources