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Suburb Insights · VIC 3556

Sailors Gully, VIC 3556 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Sailors Gully is a regional centre in Victoria, Australia, with a population of approximately 743, making it a boutique locality. Located approximately 139 km from the Melbourne CBD, Sailors Gully is a regional area in Victoria. The median household income is $68,588 per year.

Investment Score

33 / 100 Weak

Sailors Gully's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Sailors Gully
Victoria · 3556
139 km from Melbourne CBD
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Key Indicators

Postcode
3556

Official Australia Post postcode for Sailors Gully. A postcode may cover multiple suburbs.

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Population
743

Usual resident population at the most recent census.

Median weekly rent
$290/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$68,588/yr

Annual median household income (before tax) across all households.

Distance to CBD
139 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,192/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
91% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Sailors Gully is a smaller community of 743 — about 10% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Sailors Gully's median household income of $68,588/year is 28% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $290 equates to $1,257/month — about 105% of the median mortgage repayment of $1,192/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Sailors Gully is 139 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Sailors Gully vs Victoria Median

How Sailors Gully stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Sailors Gully sits above the state median; negative means below.

MetricSailors GullyVIC medianΔ vs state
Population7437,416-90%
Median household income$68,588/yr$95,160/yr-28%
Median rent (weekly)$290$380-24%
Median mortgage (monthly)$1,192$1,950-39%
Distance to CBD139 km32 km+334%
Separate houses91%78%+13pp

Investor Checklist

Pre-inspection briefing for Sailors Gully — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 743 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Strong rental coverage: $290/week (~$1,257/month) covers 105% of the $1,192/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 91% houses in a 743-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Sailors Gully property

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30-year projections for Sailors Gully

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Sailors Gully are modest for 2026 — incomes 28% below the VIC median of $95,160 and a population of 743 suggest gains will lag headline metro markets. Rental coverage runs at ~105% of the typical mortgage ($1,257/month rent vs $1,192/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 33/100 places Sailors Gully in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Sailors Gully a good suburb for investment?

Sailors Gully scores 33/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 743, median household income of $68,588/year and median weekly rent of $290. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Sailors Gully?

The main demand drivers in Sailors Gully are a median household income of $68,588/year, a dwelling mix that is 91% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Sailors Gully?

Sailors Gully has a usual resident population of approximately 743, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Sailors Gully from the Melbourne CBD?

Sailors Gully sits 139 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Sailors Gully?

The most recent census recorded a median weekly rent of $290 in Sailors Gully, equating to approximately $15,080/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Sailors Gully?

The median monthly mortgage repayment in Sailors Gully is $1,192, or approximately $14,304/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Sailors Gully cash-flow positive for investors?

A median weekly rent of $290 works out to $1,257/month, covering 105% of the median mortgage repayment of $1,192/month. That means rent exceeds the median repayment by roughly $65/month, so on these numbers Sailors Gully leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Sailors Gully?

The main risks are a thin buyer pool (743 residents), interest-rate sensitivity on the $1,192 median mortgage, below-median household incomes ($68,588 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Sailors Gully profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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