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Suburb Insights · VIC 3851

Seacombe, VIC 3851 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Seacombe is a regional centre in Victoria, Australia, with a population of approximately 15, making it a boutique locality. Located approximately 219 km from the Melbourne CBD, Seacombe is a regional area in Victoria. The median household income is $37,700 per year.

Investment Score

24 / 100 Weak

Seacombe's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Seacombe
Victoria · 3851
219 km from Melbourne CBD
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Key Indicators

Postcode
3851

Official Australia Post postcode for Seacombe. A postcode may cover multiple suburbs.

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Population
15

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$37,700/yr

Annual median household income (before tax) across all households.

Distance to CBD
219 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$450/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
18% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Seacombe is a smaller community of 15 — about 0% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Seacombe's median household income of $37,700/year is 60% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Seacombe is 219 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 18% of dwellings are separate houses (vs 78% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Seacombe vs Victoria Median

How Seacombe stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Seacombe sits above the state median; negative means below.

MetricSeacombeVIC medianΔ vs state
Population157,416-100%
Median household income$37,700/yr$95,160/yr-60%
Median mortgage (monthly)$450$1,950-77%
Distance to CBD219 km32 km+584%
Separate houses18%78%-60pp

Investor Checklist

Pre-inspection briefing for Seacombe — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 15 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Median rental data was not captured for Seacombe. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

Renovation / Flip

Only 18% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Seacombe

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Seacombe are modest for 2026 — incomes 60% below the VIC median of $95,160 and a population of 15 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Seacombe. The EquitySight investment score of 24/100 places Seacombe in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Seacombe a good suburb for investment?

Seacombe scores 24/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 15, median household income of $37,700/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Seacombe?

The main demand drivers in Seacombe are a median household income of $37,700/year, a dwelling mix that is 18% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Seacombe?

Seacombe has a usual resident population of approximately 15, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Seacombe from the Melbourne CBD?

Seacombe sits 219 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Seacombe?

A reliable median rent was not captured for Seacombe. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Seacombe?

The median monthly mortgage repayment in Seacombe is $450, or approximately $5,400/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Seacombe cash-flow positive for investors?

Census data was not complete enough in Seacombe to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Seacombe?

The main risks are a thin buyer pool (15 residents), interest-rate sensitivity on the $450 median mortgage, below-median household incomes ($37,700 vs $95,160 state median), a unit-heavy dwelling mix (18% houses) where body-corporate costs and apartment supply affect resale, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Seacombe profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources