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Suburb Insights · VIC 3561

Timmering, VIC 3561 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Timmering is a regional centre in Victoria, Australia, with a population of approximately 90, making it a boutique locality. Located approximately 163 km from the Melbourne CBD, Timmering is a regional area in Victoria. The median household income is $80,184 per year.

Investment Score

38 / 100 Weak

Timmering has a solid income profile that supports reliable occupancy rates. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Timmering
Victoria · 3561
163 km from Melbourne CBD
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Key Indicators

Postcode
3561

Official Australia Post postcode for Timmering. A postcode may cover multiple suburbs.

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Population
90

Usual resident population at the most recent census.

Median weekly rent
$200/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$80,184/yr

Annual median household income (before tax) across all households.

Distance to CBD
163 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,400/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
79% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Timmering is a smaller community of 90 — about 1% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $80,184/year is 16% below the Victoria median of $95,160, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $200/week (~$867/month) covers only 62% of the median mortgage of $1,400/month — the remaining $533/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Timmering is 163 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Timmering vs Victoria Median

How Timmering stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Timmering sits above the state median; negative means below.

MetricTimmeringVIC medianΔ vs state
Population907,416-99%
Median household income$80,184/yr$95,160/yr-16%
Median rent (weekly)$200$380-47%
Median mortgage (monthly)$1,400$1,950-28%
Distance to CBD163 km32 km+409%
Separate houses79%78%+1pp

Investor Checklist

Pre-inspection briefing for Timmering — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 90 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $200/week rent covers only 62% of the $1,400/month median mortgage — a $533/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 79% houses in a 90-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Timmering property

Full Property Analysis

30-year projections for Timmering

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Timmering are modest for 2026 — incomes 16% below the VIC median of $95,160 and a population of 90 suggest gains will lag headline metro markets. Rental coverage runs at ~62% of the typical mortgage ($867/month rent vs $1,400/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 38/100 places Timmering in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Timmering a good suburb for investment?

Timmering scores 38/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 90, median household income of $80,184/year and median weekly rent of $200. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Timmering?

The main demand drivers in Timmering are a median household income of $80,184/year, a dwelling mix that is 79% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Timmering?

Timmering has a usual resident population of approximately 90, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Timmering from the Melbourne CBD?

Timmering sits 163 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Timmering?

The most recent census recorded a median weekly rent of $200 in Timmering, equating to approximately $10,400/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Timmering?

The median monthly mortgage repayment in Timmering is $1,400, or approximately $16,800/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Timmering cash-flow positive for investors?

A median weekly rent of $200 works out to $867/month, covering 62% of the median mortgage repayment of $1,400/month. That leaves a $533/month shortfall (around $6,396/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Timmering?

The main risks are a thin buyer pool (90 residents), interest-rate sensitivity on the $1,400 median mortgage, below-median household incomes ($80,184 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Timmering profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources