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Suburb Insights · VIC 3544

Waitchie, VIC 3544 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Waitchie is a regional centre in Victoria, Australia, with a population of approximately 43, making it a boutique locality. Located approximately 317 km from the Melbourne CBD, Waitchie is a regional area in Victoria. The median household income is $112,632 per year.

Investment Score

50 / 100 Moderate

Above-average earnings in Waitchie support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Waitchie
Victoria · 3544
317 km from Melbourne CBD
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Key Indicators

Postcode
3544

Official Australia Post postcode for Waitchie. A postcode may cover multiple suburbs.

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Population
43

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$112,632/yr

Annual median household income (before tax) across all households.

Distance to CBD
317 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$369/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
79% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Waitchie is a smaller community of 43 — about 1% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $112,632/year runs 18% above the Victoria suburb median of $95,160, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Waitchie is 317 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Waitchie vs Victoria Median

How Waitchie stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Waitchie sits above the state median; negative means below.

MetricWaitchieVIC medianΔ vs state
Population437,416-99%
Median household income$112,632/yr$95,160/yr+18%
Median mortgage (monthly)$369$1,950-81%
Distance to CBD317 km32 km+891%
Separate houses79%78%+1pp

Investor Checklist

Pre-inspection briefing for Waitchie — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 43 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Median rental data was not captured for Waitchie. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 79% houses in a 43-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Waitchie property

Full Property Analysis

30-year projections for Waitchie

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Waitchie are modest for 2026 — incomes 18% above the VIC median of $95,160 and a population of 43 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Waitchie. The EquitySight investment score of 50/100 places Waitchie in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Waitchie a good suburb for investment?

Waitchie scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 43, median household income of $112,632/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Waitchie?

The main demand drivers in Waitchie are an above-state-median household income of $112,632/year, a dwelling mix that is 79% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Waitchie?

Waitchie has a usual resident population of approximately 43, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Waitchie from the Melbourne CBD?

Waitchie sits 317 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Waitchie?

A reliable median rent was not captured for Waitchie. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Waitchie?

The median monthly mortgage repayment in Waitchie is $369, or approximately $4,428/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Waitchie cash-flow positive for investors?

Census data was not complete enough in Waitchie to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Waitchie?

The main risks are a thin buyer pool (43 residents), interest-rate sensitivity on the $369 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Waitchie profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Victoria Property Resources